Hey there! 🙌 When it comes to health insurance in Thailand, don’t overthink it – just get covered. The stats don’t lie: most expat mishaps happen within the first 3 months 😅. Whether you go local or bring coverage from home, the goal is simple – peace of mind so you can actually enjoy life here. Think of it as your invisible guardian: it doesn’t stop adventures, it just makes sure a little stumble doesn’t turn into a big setback. 💡✨

@Ja***

, thank you for raising this point 🙏. As an OIC-licensed advisor working daily with the 41 approved private insurers in Thailand, I can confirm that while most policies exclude pre-existing conditions, there are case-by-case solutions after medical review. 🌸 For anyone interested, I’m happy to explain options privately.

@James *******

Thank you for your comment. 🙏

Maybe it would be helpful to read carefully what I actually wrote before replying. I never claimed that health insurance is a requirement for the DTV visa. And pre-existing conditions are going to be covered in new policy 😊 get you informed first 🌸

Some of my customers had to show the original quote of a health assurance to pass with DTV visa. If you need just messenger me with your full name and your birthdate, I can prepare. 🌸

what do think about Long-Term Resident Visa (LTR) includes a “Work-From-Thailand Professional” category and the money you invest in an 6 or 8 years in gov. fund? This most of my young customers make (while staying 5-7 Years in Thailand and can return the money anytime they want, with no loos.

May I ask how old you are? 🌸

why?

Bonjour

@Aur****

, totally get where you're coming from, visa requirements can be tricky, especially when it comes to financial proof. According to the official checklist from the Thai Ministry of Foreign Affairs, they require a bank statement from the past 3 months showing a final balance of no less than 500,000 THB. (Source: mfa.go.th checklist PDF)

That said, the exact interpretation can sometimes vary depending on the embassy. Some people have shared that certain embassies are quite strict and expect the money to be in the account for the entire period, while others may be more flexible and only check the final balance. As for using a Wise account, that’s a smart question. Technically, some embassies might not accept online-only bank accounts, as they prefer more traditional institutions. So it would be a good idea to check directly with the Thai Embassy in Jakarta whether they’d accept a Wise statement, just to be safe. Wishing you and your family all the best for the application! You've got this 💪🌏 And thank you for raising the question , it's one many of us have been wondering about! 🙏😊 PruLadda

@Di***

: just take a bunch of one dollar pieces in your pocket, in case of: “Just a small gesture to say thank you, as is customary.”

@To**

, opening a Thai bank account is indeed a practical step for managing expenses like rent. Here's a guide to help you through the process:

Required Documents:

Passport: A valid passport is essential.​

Visa: Most banks require a non-tourist visa, such as a Non-Immigrant visa.​

Work Permit (if applicable): If you're employed in Thailand, a work permit is necessary.​

Proof of Residence: A lease agreement or utility bill showing your Thai address.​

Reference Letter (if applicable): Some banks may request a reference letter from your home country's bank or the Thai embassy.​

Steps to Open an Account:

Choose a Bank: Major banks like Bangkok Bank, Kasikorn Bank, and Siam Commercial Bank are popular among foreigners.​

Visit a Branch: Go to a branch in person; some banks may not allow online applications for foreigners.​

Submit Documents: Provide all required documents.​ Initial Deposit: Be prepared to make a minimum deposit, typically around 500 to 1,000 THB.​

Complete Forms: Fill out the necessary application forms provided by the bank staff.​

Receive Account Details: Once approved, you'll receive your account number and a debit card.​

Additional Tips:

Language Barrier: While many bank staff speak English, it's helpful to have a Thai-speaking friend assist you if possible.​

Banking Hours: Most banks are open Monday to Friday, 9:30 AM to 3:30 PM.​

Online Banking: After account setup, consider registering for online banking to manage payments conveniently.​

Having a Thai bank account will simplify your financial transactions and reduce currency exchange hassles. It's advisable to contact the bank beforehand to confirm specific requirements, as they can vary.​

Best regards. PruLadda