@John *****************

so you already did TWO visa-exempt entries since the recent 3 months, in June and July, and the next one will be on October 1st, and another one will follow right away when re-entering in November, coming from Vietnam.. . . . .While it speaks for you that you didn't extend, i.e. maximized each "touristic" stay, and do not plan to maximize the planned two visa-exempts in October and November, I would not risk to get denied entry at the border, because an Immigration officer comes to the conclusion that you are misusing touristic entries for a longstay. Make sure you got the THREE famous proofs on you in case you will be pulled aside both in October and when returning from Vietnam - 20,000 THB or equivalent in cash, a few nights booked accomodation and proof of onward travel out of Thailand within the 60 days

You hide info from us. Where did you open the bank account, where is your main branch? Bangkok, Pattaya or Maha Sarakham ?

@Joe ******

the seasoning period for 800,000 THB in your bank account prior to applying for a 12-months extension is only 2 months, not three

@Paul ******

not every airline will accept a bus ticket - because most busses don't cross the borders (left hand/right hand steering)

@Ant **********

you CAN be asked for proof of funds from Immigration. If THAT happens, you need to show CASH. No bank statements, no credit cards. ONLY CASH will be accepted. 20,000 THB in cash or the equivalent in USD, GBP or Euro

@Maitin ******

complete nonsense. If it doesn't work, after visiting three banks in vain, use an agent service, as 5000 THB will get you a bank account opened if you have entered on the correct visa. And if you move to another province, just take your existing bank account with you. You don't have to open a new account, you just moved your adress, you visit a branch in your new location and change the adress

@Sanchez ******

No. Being on a Non-Imm-O visa type or on an extension out of a former Non-Imm-O visa type does not require a mandatory health insurance

@Jesper ******

many people who managed to open a bank account by themselves have reported that the bank forces them to contract an accident or Life insurance, costing them 5000 THB a year. I'd rather avoid this and pay the agent

in case you want to apply for the initial Non-Imm-O Retirement Visa inside Thailand, a process called "change of visa type", you need a rental contract of a minimum of 3-6 months and a minimum of 800,000 THB sitting in a Thai bank account in your sole name. In case you are married to a Thai husband, you don't need any financial proof, but you would need a rental contract and the TM30

when you apply for the 90-days Non-Imm-O visa through the online E-Visa System of the Thai embassy in your home country, your proof of residence can be an utility bill or your driver's licence or a similar document. For the renewal of the 1-year Extension inside Thailand, you need to be TM30 registered as proof of residence