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How can I legitimize my retirement visa situation in Thailand after going through an agent?

Jul 7, 2025
7 days ago
Floyd ******
ORIGINAL POSTER
Okay I have my typo retirement visa for one year but I went through an agent and I now have the 800,000 in the bank how can I go about making everything legit now that everything has been faked just curious I want to make sure everything's legal I didn't know that going through an agent was doing something under board I've been putting the 64k in the bank every month and I just put the 800,000 in the bank. Should I wait until I apply for the extension or do I tell them I want to change to another type Visa when I do my 90-day check-in I haven't done the 90 day first check in yet because I had to leave the country to get my finances in order should I go back to the agent and tell him I want to start over what's the best route?
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TLDR : Answer Summary
The user has a retirement visa acquired through an agent but is worried about its legitimacy since the 800,000 THB in the bank was faked initially. They seek guidance on how to correct the situation. The community advises maintaining the 800,000 THB in the bank for the required period, avoiding agents in the future, and considering options for a new Non-O visa. It's suggested to leave the country before the current extension expires and re-enter with the new visa. Clear financial documentation and consistent monthly transfers are emphasized for future extensions.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Andy **********
The problem seems to be, if you want to do the extension yourself next time, you need to meet the financial requirements, for the previous year to when you are doing a renewal, okay you say the ฿800k is now sat in your Thai bank account, when is your next 12 month retirement extension due??
Mark ******
You have the visa why worry??
Braulio *********
"how can I go about making everything legit now that everything has been faked" 5 5 5 5
Wannikea *********
The other thing is we don't know what office the agent may have used for your extensions,could be a stamp from Nahkorn nowhere.
Nongnuch ********
It is border run costs and the "change" fee 2000 THB and the insecurity of not knowing if Immigration will check if you complied to the rules for your current extension, weighted against the use of the agent just for one more time . . . . I would continue using the agent for the next extension, however this time you do it fully legally with your own 800,000 THB in the bank account. The agent fee will be cheaper because you now use your own funds. After being issued the extension, keep the 800K in your account for three more months as required, and never let it go lower than 400,000 during the rest of the year. Or better, don't touch the 800,000 THB at all and keep transferring the required minimum of 65,000 THB month for month. Then when time is up for the third extension, you can do it all on your own without having to worry - and you are free to use the 12-months transfer method, and withdraw the 800,000 THb and spend 'em
Graham ******
Your easiest solution is to leave Thailand at the end of your current extension and re-enter then apply for a new Non-O with your 800k then the extension while ensuring you have the 12 monthly 65k transfers for your second extension
Todd *********
Just relax and keep your visa. It’s perfectly fine. No need to soil yourself
Richard ********
It's 65,000 per month, 64,000 will not be accepted.
Mark *********
I would leave the country when your extension of stay finishes and come back in and start again fresh
Gerald ********
I've just renewed my retirement visa in Samut Prakan last week and I had the bank print out a years statement and update my book with a letter from the bank to state that I am who I am and that it's my account or something like that, the IMO checked every page of the statement ticking under every page to except the financial requirements.
Jesper *******
I would suggest leave the country without a re entry permit...so when u come back thailand it will be visa exempt as your old visa will be void.... since u already have a bank acct with 800k visit immigration near you to get a 90days nonO from there u do the 1yr extension with less than 30days on the nonO with the same untouch 800k
John **********
It's hard to tell from what you have said. Keep away from agents if you want to sort it out. But if you didn't have 800k baht in the bank on the day your 12 month extension of stay (its not a visa) was granted then you are not going to be able to comply with the requirements for your current extension of stay. For me you have 2 options, continue to use an agent or close to the expiry of your current extension of stay leave Thailand, apply for a new 90 day Non-O visa, return to Thailand, and when you have 30 days or less left on your 90 days apply for a 12 month extension of stay. Forget about the 65k baht option until you are looking for your 2nd extension of stay at which point you will need to have a minimum of 12 months of 65k baht transfers from overseas before applying
Andrew ********
Be careful. Some IO will check your bank book to see if you met the criteria for the year prior. My advice to break your agent contract, get a new bank account and start to build up your 65k a month income or your
*****
0thb. Good luck Mon Ami. ⚓
Nick ************
Try the second bank account procedure first. You might be lucky. If not do as others say and leave the country.
Nick ************
@Andrew *******
that us good advice and what I unwittingly dud. They dud not ask to see my old bank book or the statements. Just looked at the new bank book and statements which met the criteria for extension.
Chris *****
Looks like you have your finance in order now. Just ensure the 800k is there 4 months before your renewal visa date and 3 months after. Maintain a minimum of 400k outside this timeframe.

Alternatively, just always leave 800k minimum in the account.
Jan ******************
@Chris ****
it’s two months prior to the application and three months after the extension is issued.
Chris *****
@Jan *****************
noted thanks. There’s a recent posting who was told by a Bangkok Bank staff to season in his funds 4 months before in order to get the bank statement.
Tony **********
@Chris ****
no, that's to get the bank letter. That is different than your bank statements.
Chris *****
@Tony *********
ok noted. I checked that post again. He said bank balance certificate.
Tony **********
@Chris ****
The bank is trying to prevent the use of agents depositing funds, getting a letter from the bank and then the agent withdrawing the funds. If there's a threat of freezing the funds to get the letter then agents won't be able to do their thing. Not sure why bkk bank is inserting itself into the immigration process.
Gary ************
Tony Birnseth so before I would have the 800,000 2 months prior and 3 months after to get a letter to show imagration that I had the money in the bank.it was a 1 piece letter and made copies of my bank book pages for 1 year..Not sure what this new 4 month thing is?..is it 4 months total? Or 4 months before now? Or 4 months after? A bit confused. If 4 months before I better top up I do mind in December. I am a bkk bank customer
Richard ********
@Chris ****
Drivel.

You have no idea when his extension is due, so you cannot state everything is in order.

And

The requirements for banked money are 800k two months before renewal and three months after, 400k for the rest of the year.

Not what you posted.
Steve ******
@Richard *******
it's changed to 4 months I believe
Richard ********
@Steve *****
There is no 4 month requirement from immigration. Nothing has changed regarding the non-imm O retirement extensions.
Steve ******
@Richard *******
im about to renew mine in Augustin going through an agent again I don't want to tie 800,000 baht up in a thai bank account but I can also prove the 65,000 baht a month going in my bangkok bank account 😊so confusing🙉
Nick ************
@Richard *******
some offices,like mine, rewuire 3 months prior to application for extension.
Richard ********
@Nick ***********
It is always best to check.

That extra requirement would come down a bit hard if an extension was refused because of it, and there was no time left to comply with the local rule.
Nick ************
@Richard *******
yep. I was 3 days short but had time to go back the following week.
Nick ************
@Richard *******
that's why you apply as early as possible so that you have time to deal with the glitches.
Chris *****
@Richard *******
thanks for correcting me. Just to be safe 4 months before renewal. I meant his finance is all in order now. I shall amend my statement.
Richard ********
@Chris ****
You're still off the mark. He's talking about another extension by himself to an extension made by an agent.

He stated he was putting 64k in the bank monthly. That's wrong and won't be accepted.

He also wants to apply for a new extension. It's doubtful that he had the 800k in the account for three months after receiving his current extension. That's another fail.

So in no aspect has he got his finances correct to do what he wants to do.

And if you think 800k four months before an extension is a safety margin to the two months required by immigration, then state it.

The reason why so many ask almost daily the same question is that over 50% of the replies are irrelevant, inaccurate or conflicting.

Probably it's even worse, because I've now blocked several hundred posters who post utter drivel, possibly from Soi Buakhao during the afternoon half price beer session.
Lynnette *******
@Richard *******
some banks are requesting money remains frozen for 4 months.
Wannikea *********
@Lynnette ******
that has nothing to do with extension requirements. The Bangkok bank are only requiring this if you want a yearly statement
Lynnette *******
@Wannikea ********
I was just that some banks have brought in this 4 month rule rule. Jeez. It might be information that's useful.
Richard ********
@Lynnette ******
One bank not "some banks", maybe even "some branches of one bank".

And that is not relevant to what he is trying to achieve.
Lynnette *******
@Richard *******
it becomes relevant if the money's not been in long enough for the bank's "rule" to issue the statement for immigration and extention.
Jan ******************
@Lynnette ******
in that case that’s anyway a bank not a immigration issue.
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