The 65k/month is only available for their second year. British embassy no longer offer this prof and Thaï immigration will only consider money in a thai bank account
Both options are valid but if I had to do it all over again, I would choose to get the 90 day Non-O electronically (from Thaï embassy's website). It is à very straight forward process and much less costly. Just make sure you do it about a month before departure (process can take up to 15 days). Once you're in Thaïland you'll be able to open s bank account and transfert the money for your visa extension
when you get your information from the source it's hard to be wrong. I agree, some membres are knowledgeable, which one? And what if they are wrong, who pays for it? I'll stick to my own advise, go to the source
Why don't you go to Immigration and get the answer directly from them? They will tell you aand probably give you options. If you take anyone's advide on this forum and if they are wrong guess who's in trouble?
For the first year extension, the monthly 65k is an option only with à written confirmation of your revenues from your embassy. Most of them don't do it anymore. 800k will be your only option the first year
Like Brandon Thurkettle mentionned, if your embassy does not provide thai immigration with a letter certifying your income , for the first year you will either have to deposit 800k thb in your Thaï bank account or go through an agent. If you transfer more than 65k thb/month (every month, not 195k thb every 3 month) after the first year, you could get à letter from your bank confirming that and use it instead of 800k bht for the second year.