You can use an agent but I don't like to pay money out unnecessarily.

@Clive ********

Well you have to open a Kasikorn account and I did that with the help of my Thai wife. Then I just used Wise to transfer at least baht a month.

Apart from problem caused by applying for my extension in Chiang Mai and account been in Sukhothai.

But if you have a Chiang Mai account and you apply for your visa in Chiang Mai then it should not be a problem.

If using the income method make you baht is an International transfer. I used to use Bangkok bank for the transfers but it was no longer classified International so I had to open a Kasikorn account for this purpose.

I guess one can go 0 baht and the other income based baht a month if you do not want to tie up 1.6m baht.

@Christopher ************

I can do but prefer to use my card. If I use my Chiang Mai BB card in Sukhothai I get charged and the same if I use my Sukhothai Kasikorn card in Chiang Mai I get charged. So I just transfer funds to avoid the charges. These charges have been applied with my BB card for the past 18 years and about 5 years with my Kasikorn card.

@Christopher ************

Will have to agree to disagree on this. Yes you can use QR with no charge, but when I use Kasikorn or B.B. atm out of province I do get charged.

@Christopher ************

Because they charge you when you withdraw money out of atm not in your original province.

Thats what I did with my 65' Karmann Ghia

@Danny ********

Nothing to lose

@Robert ********

For sure she will buy life insurance for you.