Hi Nick I can only tell you what I was told by Thai immigration. It has to be same day every month as a pension would be paid. I set up like a standing order from my pension company. I was going to use a company like transfer wise but I read stories of how unreliable the payments were for whatever reason so I used the company mentioned which was like clockwork. If you don’t do same day or within a day or two it will be questioned if it’s a legitimate pension payment. Think about it , would your pension be paid on different days in the real world
It’s only for one year and after 3 months you can drop the amount down to 400,000 until 2 months before next years application, when it has to be topped back up to 800,000 again. In the meantime deposit 65,000 baht into your Thai bank under the heading overseas pension. Same day every month for 12 months to show 12 deposits at next application on you annual bank statement. From the day of application for your second visa, you will then no longer require the 800,000 deposit and you can start spending that money again( not worth putting back to your own country currency as the charges will be too high). For my deposits from UK I use a company called Smart Currency exchange. You get the exchange rate of the day in a forward contract for however long a period you want up to 12 months, so if exchange rate drops you stay on same higher contracted rate. However if your currency exchange rate gets stronger, then you will lose out a bit. Over the year £1550 bought me 65,800 and 68,000 TBH
Once you use an agent you will always have to renew with an agent to negate the deposit requirement. Over a few years renewals you will waste far more in fees than what you will lose in interest on the deposited money. The retirement visa process is fairly straightforward and easy to do and costs 1900 baht plus bank charges for documents required such as bank statements and managers letters, probably up to 500baht.
Hope this all makes sense and pm me if further help needed
You probably wouldn’t need to work out here if you have work pension. I sold my house in fucked up uk and invested the money and uk pension and alls well. You sound like you have a nice lady and good luck to you. If not resort based you might struggle with language Thai is nigh on impossible to learn and not many speak English away from the resorts which will be big problem. Thailand is a beautiful country. I hope you have a good experience here. I’m having a great life now. I’m so blessed 🙏
I had a girlfriend with a massage shop. I really liked her and was with her for 6 months. I asked her about sex with customers and she said I never boom boom with customers, I have young girls for that………..then added I just do hand job and blow jobs ! I thought oh ? That’s alright then 😣🤨 run for the hills, they’re all the same