Better to come over on a 30 day visa exemption during that time try to open a bank account and apply for an O visa here transfer money into your Thai bank from the UK I suggest one of the 3 banks that don't have limit restrictions wait for your money to be in your bank accounts for 60 days then apply or get an agent here to do your extension

Joint bank account would need 1.6 mil 800k each.

Or try looking at you on retirement visa and her piggybacking on yours not sure if that changes the money situation but have heard others speak about it

Think Coffee Club offer that

@Willow ********

yes the US health system is terrible

@Chris ********

depends what visa your on or where you apply

@Irene ******

compared to where

@Bryn *******

there is a French company I'll look for you can't remember the name off the top of my head

@Bryn *******

southern cross Australia

@Kevin *******

if you go home you can get travel insurance for 364 days. I went swimming in a clong caught leptospirosis in hospital for 8 days ICU for 3 bill was over 500k thank Christ I had travel insurance

@Colin ********

yes I know I didn't mention the part about applying in Thailand but others have added it to my comment