Andrew, you make a good point about the Visa in China. I hadn't thought of that so thanks for the suggestion. Also opening accounts 2ith more than one bank sounds like a good idea.
Good to know Steve. Thanks for the info. It's a pain I have to fly to BKK to submit and again to collect. I did look into a company who does the process for you, but it seems I would need to have someone here in Thailand who can say they have known me for 2 years. I don't have any such person.