@Beverley ******

Probably a wise move. It seems you're struggling to meet the criteria in Thailand. I did it the easy way by getting almost two years from the OA and during that time I started the 65k monthly transfers. That's a few years back, but like yourself, I'm on a Public Service pension, so meeting the monthly amounts is no problem. I didn't want to touch my Super lump sum, as once you withdraw from it, you can't put it back, so you lose the benefit of the tax-free umbrella.

@Beverley ******

You cannot apply for an OA visa whilst you are in Thailand. This can only be done from your home country, so that narrows down your options

@Beverley ******

This is what you need in Australia to get the OA

@John ***********

She's already said she doesn't want to deal with agents

Check the embassy rules where you apply for the visa. For example, many embassies require 3-month insurance for some non-O visas (For example, Australia requires insurance for 90 day non-O retirement visas). Universally, both OA and OX require insurance.

@Henrik ***

I don't know what "the other scheme" is. All I know is you need 12 x 65k transfers (one year's worth) OR 800k deposit for three months prior. I think that's where you're getting confused

@Henrik ***

And that is exactly the reason so many people find it difficult. If you read my earlier comment you will see that I proposed people should take the OA initially, they then have two years to get the monthly transfers happening. I've no idea where you get this three month story from.

@Yaron ********

You should be asking the embassy or consulate where you will apply, it's their call. I'd say for a single entry you might be ok, but it would be your last for a while

@Henrik ***

You're still wrong. The first 12-month extension you must show 12 x baht transfers. Marriage visa is totally different.

@Yaron ********

You can't remain in Thailand for a year on a tourist visa. Get an ED visa and learn the language or Muay Thai. If you want to stay long-term, get a long-term visa. Simple enough