It doesn't matter what currency it is in and long as there is easy conversion.

I have not seen anyone successful using Wise, as it is not a traditional bank.

Currently the easiest to achieve what you want, without border bounces, would be DTV based on a "soft power", like muay thai or cooking classes.

You can stay 6 months every year for 5 years without border bounces.

Proof of 500k baht ( 20k cdn) one time proof for 5 years of visa.

As long as you come and go.

At this point you only need one course usually 3-6 months it seems and get 5 years, amazing deal.

Cost varies but about $400cdn visa and $800cdn for the courses seems to be what's reported.

You can come and go whenever you want and each time you enter its 6 months.

The courses have no follow up, so it's like a gym membership, if you don't go it doesn't matter.

It is a good way to do what you want, now, who knows if it stays that simple for the duration....

@Paul *******

Non-o does not require health insurance.

If you want a multientry 1 year visa, apply for an OA.

@Kim *********

you enter with the visa from outside.

OR you pay an agent.

@Wayne *******

the OA is a 1yr VISA , not a 1yr extension.

You cannot get an OA VISA in Thailand.

1st police report

2nd contact your embassy

Once you have a timeline contact airline.

3rd receive emergency travel document

4th go to local immigration with police report and travel document/emergency passport.

They will advise or stamp depending on your entry/visa.

** you may be allowed to leave directly with the police report and emergency travel document BUT that depends on your immigration status (stamp or visa etc.)

Hopefully they can get it to you quickly.

@Fiona ********

WRONG.

You can apply in country for non-o based on retirement as always.

Yes its the easiest way to get the 90 day non-o to get the process started.

You need to see if the US Thai Embassy will issue a non-o 90 day based on retirement PLUS a non-o 90 day dependant visa. Visiting non Thai family.

Then the 800k is enough for both of you when you come to Thailand .

You deposit 800k and then th spouse is dependant on your Visa.

In the past they have done this but unknown now.

Option #2

One applies for the 1 yr OA visa and the dependant spouse applies for a non-o 90 day and then extends in Tbailand to match the primary OA.

Both these paths have worked in the past BUT with recent developments you need to confirm with the local US embassies.

Otherwise is separate visas requiring 800k each or possibly income if both get OA.

US embassies do not endorse income for the non-o visa extensions.