most ppl started off with bkk bank as it's the only bank that allows tourist visa to open a bank acct( not anymore recently) many does not want to shift the funds around to complicate things at the immigration...I always request 2x 6mths statement from my app and print them out for the bank staff to stamped and signed while requesting for the letter....
any branch can print out 6mths statement....for 1yr statement the branch will sent in a request and the head office will reply to your email next day you can the print out the email and get it stamped and signed at the bank branch before heading to immigration
1st transaction was to test out wise with small amount after which I did 2 other transfer as my local bank have out going limit which I do not want to increase for safety reason
Using Wise I transfered 800k in 3 transactions in 2days the daily limit for wise to bkk bank and kbank is 2mil baht per day SCB is 1.49mil baht so you will have more than enough time to season your 800k
Lotus have a members app that earns royalty points when u make purchases but u still need to use other payment methods like bank apps, true money or cash