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Answereda year ago

Why can't foreigners set up the K Biz app with Kasikorn Bank?

Stephen ********
asked Jun 11, 2025
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Just for your information. K plus SME app is ending on 17th June. It is being replaced with yhe K Biz app. We went into the bank to get the app set up, only to find that, as a foreigner, I cannot set it up. It has to be registered to a thai person. I'm still able to log on to online banking, just not allowed to register for the mobile app. ๐Ÿคทโ€โ™‚๏ธ So all you business owners with Kasikorn Bank, you need to get something sorted before the 17th June
Answer summary
The K Plus SME app is set to be replaced by the K Biz app on June 17, 2025. However, foreigners are encountering issues as they cannot register for the new mobile app, which must be registered to a Thai national. This has sparked discussions about discrimination in the banking system for foreigners in Thailand.
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Mike ******
Mike ******
More discrimination - agree with Julian Lewis above. Thailand doesn't want you; just drop your money off at the airport & sod off. Banks, in particular, treat their farang customers like terrorists despite going in every month for 10 years.
Dwayne ********
Dwayne ********
As itโ€™s not explained am I to assume, โ€œKasikornโ€
Markus **********
Markus **********
It's actually 22th july the application closing.

Did the same thing last week and now I'm closing my company bank account with Kasikorn.
Stephen ********
Stephen ********
OP
@Markus *********
according to Kasikorn, it's the 17th ๐Ÿคทโ€โ™‚๏ธ
Markus **********
Markus **********
Stephen ********
Stephen ********
OP
Peter *******
Peter *******
Is K Plus SME app different to K Plus app?
Stephen ********
Stephen ********
OP
@Peter ******
the K Plus SME is a business account
Tony *********
Tony *********
Julian *******
Julian *******
More discrimination
John ****************
John ****************
@Julian ******
why i cannot get bank account in your country
Dwayne ********
Dwayne ********
@John ***************
โ€œwhy i cannot get bank account in your countryโ€, mis-interpretation by both your terrible English/grammar & poor approach to the original post.

If want a bank account in Thailand, go and apply. If denied then hire a lawyer to help you. I have 5 accounts (unfortunately need get a new one for each province) & no issues.
John ****************
John ****************
@Dwayne *******
good luck with your hidden life, I think you use a phone from founder of apple who cannot write or read ๐Ÿ˜‚๐Ÿ˜‚ you are a looser, good life,
Dwayne ********
Dwayne ********
@John ***************
ahhhโ€ฆin conjunction, a liberal as well. Showing instability of character through insults, bad spelling and/or poor grammar says lots which not going into. Simply youโ€™re boring. Good luck with your travels.
John ****************
John ****************
@Dwayne *******
i have 8, and 2 business account why hire a layer, what have gramma to do with it, peoble like you never get to be anything ๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚ do you even have company in Thailand fool ๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚. And you have fake profil ๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚ who you hiding for
Dwayne ********
Dwayne ********
@John ***************
lots western banks require addresses & phone numbers (authentication) from homeland.
John ****************
John ****************
@Dwayne *******
what western bank in Thailand you talk about,
Julian *******
Julian *******
@John ***************
which country are you referring to
John ****************
John ****************
@Marcel ******
all this can be done by turist visa, except you only can have 2 years driver licens so same same, turist can also do homework ๐Ÿ˜‚๐Ÿ˜‚

I have live in Thailand for 20 years and have company in Bangkok, lots of bank account and also business account so if you want to have right take the Thai citizen fool ๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚

So what homework I need to do ๐Ÿ˜‚
Marcel *******
Marcel *******
@John ***************
Of course, I have . My thai driver's license is valid for 5 years. I can open a bank account without any hassle. I can register a car on me . Do your homework And stop with your polemical sayings.
John ****************
John ****************
@Stephen *******
yes and no ๐Ÿ˜‚
Stephen ********
Stephen ********
OP
@John ***************
but different ๐Ÿคฃ
John ****************
John ****************
@Stephen *******
same same ๐Ÿ˜‚
Stephen ********
Stephen ********
OP
@John ***************
yet the non b is not a tourist visa. I really dont know why you have a bee in your bonnet about the definition of a tourist visa and how a non b is not a tourist visa ๐Ÿคทโ€โ™‚๏ธ
John ****************
John ****************
@Stephen *******
yes a tourist visa like all others
Stephen ********
Stephen ********
OP
Stephen ********
Stephen ********
OP
John ****************
John ****************
@Stephen *******
what is a tourist with 10 years elite visa called,
John ****************
John ****************
@Stephen *******
offcause a tourist can get bank account, if they want buy condo, if they want invest, if they put 40 mio in they also can own land, I have many tourist many friend who are investors they have all bank account.

Elite visa tourist have also
John ****************
John ****************
@Stephen *******
so right you have same right, and the bank can do this when they want because you in there eyes is a tourist , or a guest, do you want to have more right, learn Thai, take Thai citizen then life easier
Stephen ********
Stephen ********
OP
@John ***************
What part of what i have said this wholetime defines a tourist by what rights they have? You're the one banging on about rights, when that has nothing to do with whether you are classed as a tourist or classed as a long term resident?
John ****************
John ****************
@Stephen *******
again what right do you have more then a tourist ? Or a tourist with elite visa, and for your post the bank have all there right to do this, you can do nothing .
Stephen ********
Stephen ********
OP
@John ***************
classification has zero to do with rights. As I asked earlier, give the the definition of a tourist and then a definition of a long term resident. It is not the same rules for a tourist as someone on a longterm visa. And yes, foreigners have less rights that a thaibperson. That is not the point. The point is the classification ๐Ÿคทโ€โ™‚๏ธ And, nothing here is the point of the original post ๐Ÿคทโ€โ™‚๏ธ
John ****************
John ****************
@Stephen *******
if you get more right as an tourist it is, like i say i have thai family's work in immigration in Thailand, and they see it as a longer tourist visa nothing else.. but many falang thing they have more right.. 100% same rules for you and a tourist, even a tourist can make a business account, if they present them self as investors.. you cannot vote you cannot buy land own 100% your own company, only if you invest 40 mill. just tell me one thing you can more then a tourist, Elite VIsa 5 years is also a tourist visa, just longer... here you get bank account, 5 years to stay in thailand,
Stephen ********
Stephen ********
OP
@John ***************
again.....not vlassed as a tourist. That is thee difference ๐Ÿคทโ€โ™‚๏ธ
John ****************
John ****************
@Stephen *******
because you have same right as a tourist nothing more only you can stay some month longer ๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚
John ****************
John ****************
@Stephen *******
again they can decide not you even you match there criteria where in the law do it stand they need to give you bank account ?
Stephen ********
Stephen ********
OP
@John ***************
what has that got to do with whether I am a tourist or not? ๐Ÿคฃ๐Ÿคฃ๐Ÿคฃ
Stephen ********
Stephen ********
OP
@John ***************
they can, but that's irrelevant as I meet their criteria. A tourist doesn't meet their criteria. Now, can we get back on topic? ๐Ÿคฃ
John ****************
John ****************
@Stephen *******
you do not have right if the bank not want you they can decline, it is not a right it is a possible you can have,, I have both company and private bank. Credit card and more and atm to my company I do only own 49 procent, I cannot make atm for payment to company sales, only Thai can by law, scb have now also restricted app for Falange busniess app only web site, my lawyer I have ask it will be like this in future because of scam and new bank rules all over Thailand
John ****************
John ****************
@Stephen *******
you mean 51 procent your wife ?
Stephen ********
Stephen ********
OP
@John ***************
me and my wife ๐Ÿค”
Stephen ********
Stephen ********
OP
@John ***************
obviously I have the right to stay in the country longer without having to leave. I am able to have personal bank accounts. ๐Ÿคทโ€โ™‚๏ธ
John ****************
John ****************
@Stephen *******
who own this company ?
Stephen ********
Stephen ********
OP
@John ***************
yes, hence a business account. This post is purely to let people know what is happening with their business account app. That is all. Its not a "rights" discussion ๐Ÿคทโ€โ™‚๏ธ
John ****************
John ****************
@Stephen *******
like I say immigration just call it longer tourist visa, have talk with so many times you do not have more right then a tourist
John ****************
John ****************
@Stephen *******
do you have company in Thailand ?
Stephen ********
Stephen ********
OP
@John ***************
define tourist and define long term resident. Has nothing to do with rights a foreigner has (or has not) vs the rights of a thai person.
John ****************
John ****************
@Stephen *******
for immigrations they are, I have same visa and give you zero right
John ****************
John ****************
@Stephen *******
you have no other right then a tourist with non o or b,
Stephen ********
Stephen ********
OP
@John ***************
i understand that after 1 year that its possible for for an extension not to renewed. But anyone on a long stay visa/ extension is still not classed as a tourist ๐Ÿคทโ€โ™‚๏ธ
John ****************
John ****************
@Stephen *******
yes they are, you can loose it after 1 year, just ask immigration, if you get Thai citizen or stay permit you are not tourist, but again I know many falang think they are but not you have no right like Thai citizen.
Stephen ********
Stephen ********
OP
@John ***************
seriously? A Non o or non b resident is NOT a tourist. Simple as that. Still a guest, but not a tourist
John ****************
John ****************
@Julian ******
I have done are not agree with you at all if you not Thai citizen or stay permit you guest or tourist
Stephen ********
Stephen ********
OP
@John ***************
when anyone on a Non O or Non B visa/extension, then you are not regarded as a tourist.
Julian *******
Julian *******
@John ***************
Iโ€™m not a guest or a tourist , nor do I bank with k bank. But the policy is for business banking application. Making it that only Thais can register is discriminatory . Read the post carefully and donโ€™t be so presumptuous about peopleโ€™s circumstances
John ****************
John ****************
@Stephen *******
if you not a tourist in Thailand, where is your staypermit, all is tourist until they get 10 years stay permit
John ****************
John ****************
@Julian ******
no it is not, bank decide

what they want to do, and new bank laws they decide this, you only a guest be happy he still have access, most turist will loose there bank account i Thailand in future because prof of living and where money come from
Stephen ********
Stephen ********
OP
@John ***************
I'm not a tourist ๐Ÿคทโ€โ™‚๏ธ I'm "allowed" to use online banking with my business account, but I'm not allowed to register the same account on the K Biz app. This post has nothing to do with being a tourist trying to operate a bank account
Julian *******
Julian *******
@John ***************
thatโ€™s not what this post is about. The author has a bank account but they are changing the app so that only Thais can access it. That is discrimination.
John ****************
John ****************
@Julian ******
most all country in the world bill mot make bank account to turist

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