it might “feel” like discrimination but it’s not. It’s bank policy to protect the bank and its a reaction to the fight against scammers. Nearly a million (or possibly more now) bank accounts were closed because of this and the vast majority were actual mule accounts.
They didn’t close anyone’s account based on their race, class, nationality, color, ethnicity, gender, political affiliation, etc… they simply closed them because they did not have a qualifying visa. When you accept that is not discrimination, people will stop hammering you on your claim and the conversation will get to a better place.
QR payments (and for receiving funds) is incredibly convenient. It’s kinda like saying why do people like having the internet on their phone.
I’m curious about the “that much attention” people spend on it though. Do you mean attention in getting a local bank account or the attention of mentioning it here?
it’s not leaving once every 360 days. Sure, it might be once in a 360 day period but extend that date range by 10 days on both sides and then you’ve had three departures in 380 days.