Majority of them are fun and lovely, doing this work as hoping to find a wealthy foreigner. Talk to them, ask them take you to a restaurant they actually save you money too
plus lots of Russian families, great choice of sport to join in, everything international is available but also great value to live there compared to other resorts
I agree but majority of women don't need medical care to cope with hormones & hot flashes. Insurance won't cover anything you are having problems with normally.
Maybe speak with a broker to get advise but one friend on holiday just had hospital treatment like this and now her insurance refused to settle