Banks in Thailand are like everywhere in the world, interested in having good stable custormers, that have a permanent address, a steady easy traceable income, and use the account all year round.

That is why the banks are reluctant to give accounts to people on short time ( read: tourist ) visas, and who only spend part of the year in Thailand.

Don’t expect to get a residence certificat, until you have stayed at a permanent adress in at least 3 month, since that is what the residence certificat should confirm.

Furthermore the added attention on whitewashing of money, is an added burden on the banks, so reluctant depositing large amounts isn’t a guaranteed way to open an account.

The value of a resident certificat, had gone down, since Immigration Officers are giving them to people that are not on a longterm visa, or have stayed severel months at 1 adress in Thailand, so even if it is a formal requirement, the bank make up their own assesment of the stability of the want-to-be customer.

9-thailand-to-implement-stringent-compliance-regulations-for-new-bank-accounts?

Some people start selling house and everything before moving, and if they have only been on short holidays, they may experience everyday life is quite different.

Check if cards have all geographic regions open.

Thai governmental websites, have often problems during week-ends, where they do maintenance / updating or are overloaded.

Have you ever stayed for months in Thailand ?

if not you should make a several month long testrun, before burning bridges to you homecountry.

Everyday life may be very different from holiday life.

To be able to switch to monthly transfers year 2, you should make transfers of at least 65.000 Baht every month in year 1

Be prepared that it may be very difficult to get a Thai bankaccount, if you haven't stayed in Thailand for a longer period, even when depositing 800.000 Baht.

The “landlords / houseowners” are those who have the yellow housebook, which are one of the needed documents to make the TM30 report ( and why the guest / tourist are not able to make the TM30)

There are special passport, for ie. refugees etc. who live in a country different from their nationality.

See link above.

Banks in Thailand are like everywhere in the world, interested in having good stable custormers, that have a permanent address, a steady easy traceable income, and use the account all year round.

That is why the banks are reluctant to give accounts to people on short time ( read: tourist ) visas, and who only spend part of the year in Thailand.

Don’t expect to get a residence certificat, until you have stayed at a permanent adress in at least 3 month, since that is what the residence certificat should confirm.

Furthermore the added attention on whitewashing of money, is an added burden on the banks, so reluctant depositing large amounts isn’t a guaranteed way to open an account.

The value of a resident certificat, had gone down, since Immigration Officers are giving them to people that are not on a longterm visa, or have stayed severel months at 1 adress in Thailand, so even if it is a formal requirement, the bank make up their own assesment of the stability of the want-to-be customer.

9-thailand-to-implement-stringent-compliance-regulations-for-new-bank-accounts?

Go the safe way, and get a onward ticket, to avoid being rejected at the airport