Roger Slmonot; Don't know if you have a Thai girl friend or friend, but while here as a tourist, just hop in in several bank branches when you see them. Best chance go in together with a Thai (blue housebook). Bangkok Bank and Kasikorn are the best possibilities. But indeed, it's getting difficult more and more.
And I thought I read somewhere that there are 2 different kind of Fixed accounts. It has to be one where you can take out y'r money (mayby with loss of intrest), not one which is really fixed for a period of time.
Is a Dutch passport a 'real European passport' ? With me on the first page (passport from 2017), there is my bsn number (The Burgerservicenummer (BSN) is a unique personal number for everyone who is registered in the Personal Records Database)
First remark you can try, but the second "Ask a mate IN ITALY to employ her", would be "killing". She may not work with a tourist Schengen visa in a Schengen country !!! That's also a big reason to reject if they suspect that !!
If you use this screen and then continue, a screen with possible payments pop up. Even a creditcard (bit more expensive I guess) is possible. You only need to make your Thai bankaccount, your recipent. Not need, although possible ofcourse, to make a usd account within Wise.