It is it took me a few tries but was able to open an account about six years ago with a tourist visa. Having said that I have a bad feeling by New Years some major changes coming with all visas.
Chong Mek is much worse. I lost count how many types of transport I needed just to cross the border. Had Taxi Mafia written all over it. That was sadly the last straw for me and Laos. The government has managed to seriously screw up the country. The fast train as on example as just another boondoggle that displaced thousands. Nothing but a eyesore. Having said that Thailand is heading down that same dangerous path also.
I have to agree besides paying all the fees to get into Laos now just not worth the hassle. Did enjoy the drama one time when a Euro with his monthly rental hired a long boat to enter illegally. Another criminal genius that somehow made it into Thailand.