It's all very above board and once you have been verified you open an account with them which you then can send funds to, you will also be assigned an account manager who you will be able to deal with and speak to personally if and when you need to, they keep in touch constantly giving you the best advice.
No because you open a verified account with them and everything is above board, I used them to transfer money from Europe to here when I sold my house and came here last year. they are very professional and have been in business for many years.