12,000 THB? That’s only like $375. No offense…that would be dirt cheap in the US. I pay $15,000 USD a year in US for an hmo and that’s not counting out of pocket expenses. Just for the insurance.
The ask:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.