@Steve ******
yeah I read this recommendation before.
But the current situation is, we still haven't decided yet which province to stay for long, perhaps bangkok or Chiang mai.
However, as the retirement visa requires to have 800k baht in the bank for more than 3months (or 2?), which means if I don't have the bank account opened this time, it must take me 2 times to travel to thailand, one time to open the bank acc, and the other time 2-3 months later to apply the retirement visa.
We are hoping to have a bank account ready in this trip so no need to travel one time specifically for that.
say, if this time I open the acc in Bangkok, and a year later we decide to live in Chiang Mai, after I get the retirement visa I can open a new bank account, perhaps in a different bank?