So.. Last year, when I tried to pay for my medical insurance, I got an error message in the bank app, saying i need to visit the bank.

I went to the local Krungthai and was told that new banking regulations forbid foreigners transfering more than 50,000 per transfer...

My daily transfer limit was 1,500,000 per day, so just did 2 transfers and haven't really thought about it since...

A few days ago, i mentioned this to an accountant and she spoke to me with disbelief, as tho I'm an idiot, because nobody else has ever heard of this... Saying I just need to go in and change the limit...

I went to the local Krungthai branch and was told that thai banking regulations forbid foreigners, transfering more than 50,000 per transfer and if I need to transfer more, i need to do more than one transfer, or withdraw the cash and transfer by hand.... So if i need to transfer 800,000, I can do 16 transfers or withdraw the cash...

I went to the provincial branch and they said pretty much the same... Thai Banking regulations forbid foreigners transfering more than 50,000 in the app... ( "in the app" is a significant change.) If I need to transfer more, I can do in the bank... Slightly different story, but better than the local branch.

I went to the provincial branch of Bangkok Bank, asked to change the transfer limit and it was done, instantly, no question asked...

Has anyone else experienced this nonsense, and which banks do or don't allow transfers of more than 50,000 baht?

Looks like tourists can't open bank accounts now. All new non O visa applications are on hold. Confirmed with two agents.

Hi. I have a single thai savings account keeping the 800k as well as monthly xfers of 65k. I regularly draw from the 65k for living expenses with a debit card.

I would like to seperate these to 2 different accounts so the 800k is 100% safe.

If I go to the bank and ask for a second account, is it important to keep the 800k in the same account? Or will immigration accept seeing it bump over to the other account?

I ask because of the debit card - if I should request one for the new account or if they tell me to use the one card for the current account. Hope that makes sense. I will ask the same question at the bank but welcome any pointers here for immigration purposes. Thanks

Hi I used the banked money method to get my retirement visa last year and kept the balance above 400k until I renewed my visa today. I switched to the embassy letter method and received my new visa that expires jun 19 2025. Question is when can I start drawing down my 400k balance? TIA 🙏

Bangkok Bank Jomtien branch top of Soi5, nearest to Immigration. Requirements for opening bank account.

To apply for marriage visa you need to show 400k deposit into your bank atleast 2 months prior to applying. After succesfully obtaining this visa, can I take the 400k out? I don’t rly like to let my money rot away due to inflation.

Opening a Thai bank account part 2: This has been a royal pain in the neck (pun intended). Here is my current status. They are telling me I need someone in authority for the Thai government to vouch for any new account holder. Although I am not over 50, I am 39, I have to buy a full year of insurance for 25,000 ([[members only])). I told them I do not want insurance because I am below the age limit and they are telling me it's to secure my account. So basically, everyone has to pay.

So, let me break down what I have learned about getting a Thai bank account.

1) Having 400,000 baht to put away for 3 months isn't enough anymore. This is recent, so if you just did this a month ago and it was no problem, count your blessings. This is new.

2) They force you to buy their 25,000 insurance in order to "vouch for you" and "secure your account". I have verified with 2 different banks in 2 different cities.

So, in summary, it seems to me that they are trying to get all the non-Thai that are not good income producers to be unable to complete this process.

I was told that I could get the income verification I need and not buy the insurance from my Embassy, the US embassy has stopped to give. I verified this ([[members only]/)).

I also just found out that I have to prove the 400,000 baht in the account every year.

I'm seriously thinking about just re-applying for a Non-O every 3 months but I have no idea if that is possible.

As it stands, I have an appointment with some guy in the UK who knows the bank manager, 25000 to open the account and 5000 to put into the account. Pain In The Neck.