Actually, I want to visit Australia for scuba diving near Cairns, and maybe stay a few days in Coogee Beach .... When are the Aussies opening up their country for tourists?
Whatever happened to Dave’s ESL Cafe and Ajarn.com? If you just leave your current teaching job, and find new work in Khon Kaen or somewhere, at a school or ESL school with a reputation that processes visas for staff, is that an option to consider?
A car is a nice status symbol for a Thai girl ... let’s think here... what’s the total cumulative interest on the loan before it’s paid off? Are you responsible for the monthly payments? (Do you like BTS?)
Since you live and work in Thailand, it sounds like you may need to remove her name as a guarantor... sounds like she was helping you out and has a good heart to offer to be a guarantor...