I don't feel like the price has changed much in the last ten years. It's just previously I would just buy cheap insurance that would last me a two- or three-week trip. It's more expensive when you're paying every month for it.
Currently I have insurance with SafetyWing but this insurance only really covers me for extreme situations where I'm required to spend time as an in-patient. I am considering and looking into local Thai insurance. Some of them require you to have a work permit and some do not. Honestly it's been quite complicated looking through all the options. It seems to get something good you need to spend at least 5,000 baht a month and there are international options that are similarly priced so I may go for something like GENKI which seems to have pretty good insurance and good reviews from people who have had to unfortunately claim the insurance. But as outpatient care is generally pretty cheap in Thailand pay as you go, I might just continue paying for that myself and just continue with SafetyWing insurance for emergencies.
I have UK business and UK personal WISE account so guess even though i have thai banks opening a Thai Wise might Flag my account if i try. I may consider closing my UK wise and opening a THai wise if i have to then use Revolut and other digital banks for the UK
Done it many times without any problems or questions. It's pretty normal for someone to finish a contract and then want to return to Thailand for a holiday or to spend time with friends. It's a totally legitimate reason.
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