Honestly, the only real downside for me is that the five years spent on a DTV visa don’t count towards the five years you need to apply for Thai citizenship. If I ever really had the opportunity, I’d even consider giving up my British citizenship to become Thai, even though dual citizenship isn’t an issue for British nationals or Thais. I know a good friend from the UK who managed to get Thai citizenship after living here for 20 years, so I know it’s possible—it’s just not an easy path.
That said, citizenship isn’t a big deal for me in the long run. If anything, I’d want it just because I feel a genuine love and patriotic connection to Thailand—probably even more than my home country at this point. But I’m honestly not concerned about the perks like being able to own property in my own name or having access to every job. I run my online businesses and have no interest in taking jobs that are restricted for foreigners, and if I did ever want to invest in property here, I could do it through my Thai-registered company.
In reality, given how difficult citizenship is to get (even after five years on a non-immigrant visa you’re only just eligible to start the process, and that’s still a long road), it’s not something I’m losing sleep over. I’m still fairly young, so even if I do a few years on this DTV visa and then later switch to a non-immigrant visa, it’s not going to make a big difference. If I end up trying for citizenship 10, 15, or even 20 years from now, missing a couple of years at the start isn’t really going to matter much. In the end, for me, being able to live and work here happily is what really counts.
As someone married to a Thai, I decided to go with the DTV visa instead of the Non-O marriage visa—and here’s why:
No Need to Deposit 400,000 Baht: With the DTV visa, I don’t have to put 400,000 baht in a Thai bank every year or keep it locked there for months at a time, just to keep my visa status.
Much Less Paperwork: The Marriage Visa (Non-O) comes with a ton of paperwork—house checks, immigration officers visiting for photos, endless forms and requirements. With the DTV visa, I only have to show 500k YHB of funds once, and that money can stay in my home country bank account. After I’ve provided proof, I can use those funds however I want, whether that’s for investments, crypto, or whatever else.
Tax Benefits: If you plan your stay right, you can spend 10–11 months in Thailand every rolling 12-month period, but never more than 6 months in a single calendar year. That way, you avoid becoming a tax resident in Thailand. As a Brit, I don’t end up a tax resident in the UK either, so it’s a win-win on tax for my online income.
Built-in Excuse for Travel: The DTV visa naturally requires a trip outside Thailand every 6 months, which means I get to tell my wife I “have to” take a short holiday twice a year!
Flexible with Banks and Payments: I already have Thai banking from when I held a Non-B visa, but if those accounts get closed due to stricter rules in the future, it’s not the end of the world. There are lots of options for payments and banking these days—a Thai account isn’t really essential anymore.
In Summary: Comparing Non-O (marriage) to DTV, DTV wins for me—less paperwork, fewer headaches, better tax situation, and no need to tie up my savings in a Thai bank. I’m happy sticking with this route for now, and who knows, maybe in a few years I’ll look at the Non-O again.
If you’re married to a Thai and don’t want the red tape and restrictions of the marriage visa, the DTV is definitely worth considering!
kjhyiuhyBased on the responses here, it looks like you're in good shape! Multiple people have confirmed that the 500K can be split across different accounts as long as they're all in your name and accessible. The key seems to be presenting it clearly to the embassy - organization matters more than having it all in one place. Good luck with your application!
yes, DTV is basically just = permission to do unlimited visa runs(for 5 years) used to be possoble without a visa but you now need permission - The DTV.
this depends on the Bank and is case by case. the Apps sometimes randomly Flag sometimes and ask you to visit a branch to finish the install onto the new device.
Crypto trading can be treated as a legitimate job, but you’d need to pay yourself in fiat currency based on your monthly profits and manage it through a registered business or as a sole trader.