Also, if you have a return ticket say 6 months later, the airline may not care as much, since they don't have to house you, just transport you back on the next available flight. You may have paid for a business class return, but if you are sent back, they can put you in a middle seat in row 59.
If you are from The United States, anywhere will be cheaper. 😅
Although insurance paid for my surgery, the cost for 3 breaks in my right lower leg bones, shredded ligaments, the titanium plate, and 6 or 7 screws, and 6 nights in the hospital was 685,000 baht at Bangkok Hospital (Trat)