Are you using the app on your phone or using the Wise website? The reason I ask is that my last couple of transfers (I only use the app on my phone) I've had to enter my bank username, password, and PIN. I honestly don't recall if the phrase "re-verify my account" was involved. I just entered my info and my transfers came through no problem. As I said, I was using the app and I use my fingerprint to log on so I felt confident that everything was legit. I just chalked it up to another layer of security. This happened with my transfers in June and July both.
welcome. Also something to consider is that if you are using the 65K THB a month as proof of retirement monetary qualifications method, you need to make sure the deposit will be flagged as an international deposit. That being said, even though I'll receive about 500 THB less than the cheapest company, I personally use Wise for their speed and my monthly deposits (so far) always show up as international deposits in my BKK Bank account, when I choose the "Long Term Stay in Thailand" option in the Wise app.
If you want to know the best rates then check out monito.com. Monito is like a search engine for money transfer companies (see attached screen shot.) You can compare who has the best rates but how long it takes for you to receive the funds and reliability are also things to consider. I hope this helps.
My neighbor across the street does alterations out of his house. I've had him repair a couple of torn shirts and he was very reasonably priced. I could get you his phone number but he only speaks Thai.