@Olivier ***********
my thoughts too : just keep the 800,000 there. As for Wise, I've seen the articles, and last month when I sent, they sent me a list of banks they wouldn't service, but my funds went through. I have Remitly and some others as back up, but they won't put "FTT" with it. I'm just keeping my fingers crossed that Wise keeps working so that I can have that label on the draft.