It’s bloody ridiculous the premiums for travel insurance if you’re over 60 and may or may not have pre-existing conditions even though most of these conditions are treated with medication.
I usually get a 90day non imm o visa based on marriage to a Thai but now those visas have gone from nz$120 to Nz$800 I’m changing to the 60 day visa exempt then going to Cambodia for 7 days then back to Thailand for another 60 day visa exempt entry which times in with my flight back to NZ so hopefully no problems.I also have Thai bank account,Thai drivers licence and yellow Tabian Baan house book.