@Martin ********
the problem with an insurance is only good if you have an accident or get bite by a snake or a monkey but if you are over 65 like me ,they will always à find a pre-existing condition not to pay .ex high blood pressure ,prostate problem ,being over weight ext ext .Insurance company will check your medical file back to 20 years and if they fine any loop hole they will use it against you and want pay you they are expert in not paying ,they have and huge team of doctor and lawyer which are expert in the not paying policy .I am not talking of small claim I am talking about big claim 40 or 100 thousand or more .What they will do first they will bring you back to your country on private air travel and then search your medical history and if they find anything they will send you the bill .Insurance worth billions of dollars this is for a reason .