As you could see in my comment above. I calculated a bit.
Yes I know basically it is free.
But I don't have the stamina to get any paper from embassy, immigration travelling to BKK providing all necessary documents.
In "my" country it is not possible to just open an account without having a adress they send correspondance cards, pin codes etc.
And you need a residence permit also. So not possible just go with a passport alone and get trough.
So in Thailand I have to pay roughly about 160USD to have an account for a lazy person like me? Avoiding to run after some paper work joining queues, making appointments, online application you name it.
Plus when I withdraw at ATM with my bank card I get bad rates and pay at least 10USD for fee.