I would add… port your cell number to Google voice, apply for a Wise debit card, and open a bank account and credit card with no international fees with Charles Schwab.
Structuring your deposits like that to avoid reporting is actually a federal crime.
“Structuring is the breaking up of transactions for the purpose of evading the Bank Secrecy Act reporting and recordkeeping requirements and, if appropriate thresholds are met, should be reported as a suspicious transaction under 31 C.F.R. § 103.18.”