Yes the ATM fees are refunded. I have 800k in the bank since the beginning of this year for my visa. It's just monthly money that I'm putting in so that I can use the scan option on the phone to pay for everything. I love that. Monthly expenses, etc. I don't know what the better exchange rate is. I guess I could just try both and then see.
Bergeron I think it's already been established. That wise is cheaper than Swift international transfers. But that's not my question that I'm asking here. And by the way, if you use Krungsi Bank you can withdraw
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baht at a time from the ATM I did it twice with my us account.
Do you have any idea how much banks make off your money just sitting there in their account? We should not pay for anything. We are allowing them to hold our money