so pay the agent scam as you like to call it, and have āļŋ25k pocket money, because that is what's left out of the āļŋ40k yearly interest payment ðĪ·ððĪĶ ððð
25k baht every year?? That's a scam, it's 25k baht for the first year, and usually around 15k baht for a renewal of the 12 month extension, a friend of mine gets 40k baht interest on his 800k baht in his home country bank, he gives 15k baht to his agent, and the rest is pocket money, and doesn't need to deal any of that Thai bureaucracy, in an immigration office.
I was doing the same, after the advice from the bank, it works okay now, I asked the bank about getting cash, they advised me to go to the dealership where I was buying the car, and explain the situation, and if I couldn't complete the transfer, return to the bank for the cash, but they needed a bit of notice, they said it's better to bank transfer because you have concrete proof that you paid them, plus the obvious risks of walking around with a substantial amount of cash in your back pocket. ðð
I was advised by one of the bank staff, to only use the facial recognition against a plain white background, with nothing else in the image on your phone, if anything is not exactly the same as your appearance in their system it will play up, not sure exactly what, but I assumed it to mean maybe wearing glasses or something similar.
on my banking app, you need facial recognition to change the transfer limit, and then again for the actual transfer, during the transfer it prompted me to smile and blink, it made sense when i thought about it later, if someone got your pin for your mobile banking, they could just scan your face while you were sleeping and clean out your account ðð
It's better to just go to the immigration office in the area you're staying in, and ask for a list of requirements for a 30 day extension, get everything on the list together, and go back about a week before your current stamp expires, when you get the extension it's added on, you don't lose any days.