Your tables look good. Unfortunately, the regulations you are summarizing do not. They really need to get their shit together and stop with this bureaucratic out of touch bs already.

Just don't buy this shit insurance, everybody. It is twice the price at only a fraction of coverage. At least in Europe, you would get UNLIMITTED travel health insurance for ALL COUNTRIES (except the US and your home country) at half the price, and at the added benefit of being much safer covered by European law.

Do you imply stupidity or something. A smart cookie would clearly avoid insurances that exclude coverage in events like that. Some insurances tried sneaking out like this in their terms in the past. But especially since COVID, they all realized that does not make sense. So today (at least in my home country), hardly any reputable travel health insurance would try to exclude either pandemics or coverage based on travel warnings.

@Kenken *******

Any good one from your home country, that 1) has unlimited coverage for all medically advised in- and outpatient treatments, 2) does not exclude pandemics / COVID-19 and 3) covers irrespectively of you home countries travel bans / countries travel risk assessments. Where I am from (Germany), there is many of those to choose from. All of them much superior to the Thai ones on offer. All of them cheaper, too.

@Marc *******

As if I would like to pay for an additional inferior product for no extra benefit at double the price of my original one. No thanks.

@Todd ********

Exactly. Best of luck to those, who are stuck with any of those Thai company insurances then, when those refuse payment. Good luck at fighting this in the Thai legal system, where people don't even understand the language. Good luck finding lawyers who speak both Thai and English well, and paying them. Thank you, but no thank you. With a health insurance from ones home country, you know the legal framework and you know your rights (at least the more fortunate cookies in the jar). And if court is needed later, it will be in your own country and in your own language. No-brainer, really.

Any health insurance policy that is capped at only 50,000 USD isn’t worth the paper it is written on. And also this AXA insurance has a very bad value for money / is way too expensive. Don’t be fooled. I have UNLIMITTED protection for half the price. Also, do people really want to risk having to fight for their rights at a Thai court? Seriously: Get a decent Heath insurance from your home country.

Good luck with that. The consulates are already not capable of understanding local aspects of things (proof of vaccination, insurances and such). So how would someone even lass familiar somewhere in Thailand be able to judge that?

@Jackson *********

That is a tougher one to give a definite answer to. In the past (pre-covid) hardly anybody ever bothered about the existence or the date of the return flight, and if they did, having one within the timeframe including the one 30 extension was fine. BUT: During COVID times there have been mixed reports. Sometimes people were denied boarding by airlines, sometimes they were denied their COE if they did not have a return (or more precisely) ongoing flight within the initial timeframe they are entitled to enter. So, I would not risk it and initially book a return or ongoing flight leaving within the first 30 days. Almost all airlines allow for flexible rebooking these days, so you could change / postpone that flight once in Thailand. Or buy a throw-away cheap or a fully refundable flight, accordingly.

@Jackson *********

Note: For change if visa in-country, you need (depending on the respective immigration office) between 2 and 3 weeks left on your current entry or one time extension stamp for them to process this in time.