What are the new health insurance requirements for expats in Thailand from November 1st?

@Sri **

exactly 😡

@Edna ******

I'm not sure I really want to give them my business. The incompetent agent so far has sent me someone else's quote, and doesn't know that they will have a suitable product available after 1st November. Call me a cynic but I think they were chasing the comission on 100k policy knowing full well that there was 50K product on the horizon. That's my opinion anyway. 🙂

@Martin *******

not sure.

@Greg *******

😅 wow. Thank you.

@Greg *******

I live here permenently on a non-O so yes I can, and I do.

Do you imply stupidity or something. A smart cookie would clearly avoid insurances that exclude coverage in events like that. Some insurances tried sneaking out like this in their terms in the past. But especially since COVID, they all realized that does not make sense. So today (at least in my home country), hardly any reputable travel health insurance would try to exclude either pandemics or coverage based on travel warnings.

@Brian *******

not true, I’m 80 and got one after a lot of research and getting help on this site. I’m visiting family and friends in Thailand in December from the US.

Think about it, do you think Immigration wants to look at the coverage details for every type of insurance tourists would get? Much easier to stick to the Thai polcies. Somebody can then look at and approve a finite number of policies. Much more practicable.

@Marc *******

Thai embassy website in the Netherlands now states you can only have Thai insurance. Of course they do that after I already took care of it with a Dutch company 😭

@Marc *******

Abel must be new here lol

@Marc *******

As if I would like to pay for an additional inferior product for no extra benefit at double the price of my original one. No thanks.

@Todd ********

Exactly. Best of luck to those, who are stuck with any of those Thai company insurances then, when those refuse payment. Good luck at fighting this in the Thai legal system, where people don't even understand the language. Good luck finding lawyers who speak both Thai and English well, and paying them. Thank you, but no thank you. With a health insurance from ones home country, you know the legal framework and you know your rights (at least the more fortunate cookies in the jar). And if court is needed later, it will be in your own country and in your own language. No-brainer, really.

@Kenken *******

Any good one from your home country, that 1) has unlimited coverage for all medically advised in- and outpatient treatments, 2) does not exclude pandemics / COVID-19 and 3) covers irrespectively of you home countries travel bans / countries travel risk assessments. Where I am from (Germany), there is many of those to choose from. All of them much superior to the Thai ones on offer. All of them cheaper, too.