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Ally ***********
This is a summary of
Ally ***********
's contributions to the platform. They have posed 4 questions and added 388 comments.

QUESTIONS

COMMENTS

Ally ************
@David *********
You might struggle to get a yellow book if you are not married to a Thai.. or don't have a rental agreement in place for the property you live in.. and even if the local municipality will accept the gf situation he'll need a LTV.. or at least an initial 90-day (eg. retirement) visa stamped in his passport.. if you are here on a tourist visa or visa exempt stamp they are unlikely to issue a yellow book!
Ally ************
@Brook *******
Well the LTO accepted my yellow book when applying for my DL/MCL twice.. see above comment.. but our car is registered in my Thai wife's name.. so i can't say for vehicle registration purposes.. though it's strange they would differentiate between licensing people and licensing vehicles 😉
Ally ************
@Wayne *******
Well not in my case.. the LTO in CM accepted my yellow book as proof of address on both my initial application for a DL/MCL (the temporary 2-yr licence) and on my renewal application (for the 5-yr licenses).. and since I've had both ID's I've never once had them rejected by any organisation when asked to prove my identity or prove my address when presented alongside my passport.. so i guess this comes down to regional variations once again 🤔
Ally ************
@Michael *******
Except you need the yellow book before you can apply for the pink card.. and they are issued by 2 different offices.. you get YB from the Municipality.. whereas you get the PC from the Amphur.. and in our district they are in 2 different buildings about 1km apart.. which is why i explained the process in some detail.. if your Amphur/Municipality is contained in the same building it will indeed save you time.. but you are still dealing with 2 different agencies technically.. at least that's how it works in CM 👍
Ally ************
Does your immigration office actually list this requirement in it's document checklist? It wasn't a requirement when i renewed my marriage visa in CM recently and i haven't sent it on the website 🤔
Ally ************
If you haven't already registered your marriage at your local Amphur.. then you will need to do this and obtain a Kor Ror 2 certificate.. which is needed to apply for your extension of stay.. you should also go to your Municipality and a apply for a Yellow book.. which is the foreigner equivalent of your wife's Blue book.. whilst it doesn't reflect ownership it serves as proof of address.. and removes the need to ever have to get a certificate of residence from immigration.. it can be used to open a bank account and apply for your driving license.. as well as just about every other business relationship (eg. mobile phone contract) or govt interactions.. and once you have that you can return to your Amphur and apply for the Pink ID card.. these will make your life so much easier!
Ally ************
@Bob ******
You will need to open a bank account in Thailand once you are in country.. and deposit 800k baht in order to apply for the 12-month extension of your initial 90-day visa.. you can only use the income method of validation from the first extension of your first 12-month extension.. so 90-day validated by own country bank/funds.. then 12-month extension in Thailand validated by 800k capital sum in Thai bank.. then next 12-month extension can be validated by either 800k capital in Thai bank, or by 65k monthly income.. the latter must be evidenced by 12 separate and continuous monthly deposits to your Thai bank account from an overseas source.. just to clarify 😉
Ally ************
@Ar ******
The answer is 'no'.. you are still living in the Uk for long periods.. and are probably still tax resident there.. and if you are already collecting your state pension.. then remember if you tell them you now reside overseas you will lose the indexation benefit attached to it.. so you will not get the yearly rpi uplift in future years.. the rule of thumb is that if you still have a Uk address that fulfils the definition of a 'home'.. which doesn't need to be owned by you or even rented by you.. then you are not compelled to tell anyone your primary residence is somewhere else.. especially when you travel extensively as you appear to do.. the fact you've been granted a retirement visa here doesn't mean you have emigrated to Thailand.. it simply means you can reside here long term and come and go without any immigration issues.. theoretically you could have long term visas in several countries.. but still be a Uk resident!
Ally ************
The real issue will be the ability to renew it.. since most travel insurance is sold to people in their home country.. on the basis that they will be travelling but returning to said country at some point.. and maintain a permanent residence in that country.. a maximum trip length is a standard clause in almost every policy for this reason.. with 60 or 90 days being the norm.. since genuine tourists rarely holiday abroad for longer than this in a single trip.. that's how insurers protect themselves from the excessive risk associated with someone living overseas for an extended period.. and if you have a claim for medical expenses say, they are likely to seek copies of your passport pages to prove your travel history.. ie. how long you have been in the country where you are hospitalised and whether you have spent time in other countries immediately prior to that.. so they can check if your claim meets the
*****
day rule.. i have never seen a multi-travel annual policy that does not contain such a limitation.. and where a longer travel period is granted (eg

180 days) there is often a clause limiting the time in any one country.. meaning your cover would not be active if you stayed in a single country for those 180 days.. since that would be tantamount to living there.. so a clause might say 'max 180 days per trip with max 60 days in any one country' or words to that effect.. i bought a 90-day travel policy when i first came to Thailand for that reason.. knowing i'd fulfill the claim requirements during this initial period.. but knowing that I'd be wasting my money with an annual policy.. and i couldn't buy another 90-day policy upon expiry without returning to the Uk.. since that insurer only offered cover to Uk residents with a Uk address who are in their home country at the time of purchase.. and most insurers follow similar principles of business.. because it's basically a short term holiday policy and not a permanent health insurance policy.. the premiums for the latter being 10-20 times higher for most people.. so I'd check your policy again and even raise the question of maximum trip length with your insurer directly.. as well as ability to renew if you are no longer living in the country where you bought the policy 👍 Ps. Speaking as former general insurance broker with direct experience of t&c's.