@Owen **********

that is not a real reason to return. Will not convince the authorities

Find a good reason why she has to go back after her visit . Work, children family she has to take care of, etc etc

Was your healthcare insurance a reliable company ?

have a look t what you submitted and if you do not discover what you did wrong use a reliable visa company. I used concierge in pattaya. They will have a lot of experience now. Maybe they can tell you what you did wrong but first have a critical look , maybe together with a friend at the requirements and what you submitted. It can't be too difficult to find whta you did wrong. Just three requirements !!! i did it one and half year ago. No problem at all.

@David *****

not correct boardingpass is for boarding and has nothing to do with arrival

@Paul *********

wrong

@Lucia **************

it is called retirement visa but it is a visa for every one who is over 50

the new taxlaw is not activated but does not matter. If you send 65.000 that is ok, conform the requirements. If you later have to pay tax that does not matter you could spend it on ladies too.

@Cassius *********

interesting but not relevant. You would have to work under the radar.

@Stuart **********

Koh Chang is nice but very small island. Just one road and no big stores.no Makro( just s very small one) no shoppingmall, no homepro, no big supermarket. Is a real holiday island