SCB have an account called Easi Pass that pays 2.5% before tax, used it for 5 years now, and their online banking is a breeze and no passbooks to worry about no issues with Immig in Phuket at least, use for my wife and I.
Maybe its a US specific problem, they probably don’t like banking upstarts like WISE , used WISE out of UK for many years, as have many friends here, with no issues……
You are a property owner not a tourist but split hairs if you wish - I had to close most of my foreign bank accounts in Dubai, Hong Kong, South Africa and New Zealand in past 5 years due to residency requirements - I keep my UK account by virtue of having a property there, and in Thailand for same reason…….don’t see why it should be an issue for anyone - hole in the wall serves the needs of tourists
With ETA’s and electronic gates replacing immig officers, stamps will become a thing of the past, all my trips this year to Aus and SIN /Malaysia required no stamps Thailand is heading that way as well can’t come soon enough