@Neil ********

Please don’t be discouraged. I disclosed the same as you but it wasn’t a problem. Also, the ‘rules’ about donors over 65 only being allowed to donate every six months (instead of three), not being able to attend mobile collection sessions and requiring additional assessment before donation aren’t universally applied.

@Marty ********

Dogs seem to manage perfectly well on three legs. Two like that in my Soi.

@Phil *******

More than reasonable! Time off work is taking the Mick.

@Larry ******

Sorry, misunderstood. OP (Jason) is asking about services that will allow him to receive 2FA (two factor authentication). Also known as OTP (one time passcodes). These are sent by SMS (short message service) also called ‘texts’. Many American financial services are wary of sending them via VOIP services because they are less secure than ‘real’ mobile phone numbers.

@Larry ******

I use ‘VYKE’. A VOIP service similar to SKYPE. The difference is you can rent mobile numbers and Vyke allows you to receive OTP’s. Are you saying you receive your OTP’s by alternative method?

@Larry ******

You are fortunate. Skype’s website now states that they don’t support identification verification (OTP’s).

@Jack ***************

As already advised, it’s one of two issues; 1) Incompatible frequency bands or 2) Locked to a Thai network.

@Phil *******

Great thinking Phil. If it was it would have been considerably cheaper than the unlocked version.

@Martin *****

I’ve looked into many policies. Personal Accident Insurance is worth having because it’s better than nothing. Premiums are low because the maximum pay out is low too. There are exclusions for risky activities. The main selling point is that, if aged under 65, you will be covered for motorcycle injuries. Annual Healthcare Plans cover both illness and injury too. In my case, I’d be looking at £6,500 GBP per annum with exclusions for pre-existing conditions. Important to realise (I didn’t) that any claim related to a pre-existing condition (even if undiagnosed) would not be paid.

@Cris *****

It’s Personal Accident Insurance.