check that, I had to pay ฿2000 at Immigration in Phichit, because my wife didn’t believe me that she had to file a TM 30 she thought notifying the local police was sufficient.
in Hua Hin you have to take the video test if you don’t have a recognized IDP. (ie one from AAA American automobile Association is the only authorized one from the US) many of the IDP‘s that people have are fake and not recognized by the Thai government. But I believe every country has an official issue of an authorized IDP normally, it’s from an automobile association or something of that type.  I showed up with all the documents and what I thought was an international driving permit, but the transport department clerk said it was not recognized by the Thai government, so I had to take the video course and take the test. 
correct the bank owns it. But I bet you go around telling everybody that you own land. Just a quick question if you took a loan out from the bank, what did you use for collateral?
one other thing John I forgot to mention if you have access to a printer, you can download the TM 7 form and have it filled out prior to going to the immigration office. Saves a little time.