like I said, not the same visa, not even close. No bank Acc on DTV, no drivers license at some places, possible reevaluation at border which has happened to number of people...
your view on elite isn't really accurate. First of all, few people on DTV have been pulled over and have been questioned about their DTV status etc which has never been heard of for Elite members. The 20 year elite was the best option for long term safe access. No issue with bank account and also getting regular drivers license which now at some places requires a long term visa - which DTV isn't. No one really knows what the DTV rules will be in 5 years etc...
Seems like TH is going out of their way to make expat's life more difficult... When VN starts to offer retirement visa I think tons will just move and not deal with the BS.
Hua Hin is great if you're just waiting for your final days, not much to do. Chiang Mai way more interesting with some amazing roads for riding/driving...