I use WISE, they are great. Also if you need a proof that the monthly transfer comes from abroad, with WISE you choose "costs for living expenses" and it will show in your bankbook coded as an international transfer (despite WISE uses a Thai bank account for the last step)
you got your wires crossed . . . . with a multi entry Non-Imm-O visa you are not doing any 90-days reports at all. Because you will have to leave Thailand before your 90-days stay permit exspires. Thus, your 90-days clock starts at ZERO when you re-enter Thailand and get stamped in for another 90 days . . . . . .. ONLY when you changed from the visa to a "1-year Extension of Stay", you will need to do 90-days reports.