@Richard *******

depends on where your eyes look: the rate they USE is not the rate you GET

@Richard *******

WISE will never give you the XE rate, they will give you around 0,25 Baht lower a rate

@Richard *******

understand now? WISE and Superrich offer you the best REAL rates of the whole of Thailand. The XE tool is just the Mid-market exchange rate

@Richard *******

no, I cannot agree. Because as we speak, the XE rate is much higher, it is 44.444.- Baht per GBP. You won't receive this rate anywhere in Thailand 🙂 🙃

@Richard *********

when you arrive at the Suvarnabhumi Airport, do NEVER exchange any cash in the concourse or in the upper levels. Wait until you have passed customs, then follow the signs "Airport Rail Link" downwards to the basement of the airport. Right here, across from the platform of the train to the city, there are THREE moneychanger booths. Superrich, Happyrich and Kasikorn. All three of them will offer you the best exchange rate of the whole if Thailand . . . .

@Richard *******

right now, you will receive a rate of 44.199 for transferring 1000 GBP with WISE to a Thai account. While the rate for - the BEST in the whole of Thailand - cash-exchange at Siam Exchange (or Superrich) is just marginally better at 44.30 THB per 1 GBP

@Richard *******

well but you hardly will get a better rate, even not by a foreign SWIFT transfer from your home bank to your Thai bank account. The fees are lower than the WISE fee, but their rate will not be very good compared to WISE end-user rate

@Richard *******

so, for a money transfer from Europe to Thailand, WISE is a very good choice and it relieves you from the burden to carry a lot of cash through the Bangkok airport and further. At private money changers on the islands you will receive a very poor rate. On the islands it is advised either to visit a bank, or if you hold a credit card which allows a free-of-fee withdrawal abroad, just draw the maximum of 20,000.- THB at an ATM. This will spread the 220.- Baht ATM fee over across a high amount. The "day spot exchange rate" of a credit card provider is indeed a VERY GOOD rate! Just be careful and do not fall for the "currency conversion" scam in case the ATM asks you if you would like to see the exchange rate on the screen and converse from your home currency. ALWAYS decline and press "NO"

@Richard *******

the exchange rate you receive in the basement of the BKK Airport at Superrich or HappyRich, ist only very marginally better than the WISE exchange rate, which in the upper example would be 38.133.- THB per 1 Euro

@Richard *******

care, WISE gives you two rates: the one they apply, which is often very attractive. However in order to fairly compare to other means of exchange, their actual rate is calculated from the sum that is received. Here's an example (in Euro)