@Kevin ******

There are still several Immigration that will accommodate without an agent.

About 17,000.

And it still happens.

(From non 0 90)

If you know you know.

Pattaya (Jomtien) still does.

Buriram does.

Its no secret...

@Nongnuch *******

Correct.

But from experience it's much easier to get a 90 days before arrival.

Then yes, sort out an account

Any commercial bank.

And meet the deposit requirements.

(Or agent method around 15,000 to 17,000)

@Elroy *****

Its an expensive approach.

Non o 90 from your home country is way better.

$120 from Australia.

Money stays in your bank.

Insurance not mandatory.

You can jump the hoops once in Thailand.

Various options and methods.

As I recall I went from a TR60 to non o 90 in Thailand and had to have 800k in an account.

Or at least showing.

The 90 day non 0 can then be extended with a retirement extension of one year.

Again 800k in the bank.

About 30 days before the 90 runs out.

If you went via an agent in Thailand the money has to be shown for the 90 and then for the extension.

And yes you will pay an agent fee 2x times to deposit the money.

(Around 17,000 baht each time)

Plus bank account stuffing around.

Agent or friendly immigration will sort it out.

But obviously for a price.

The $120 paid in your country before coming here for a non 0 90 really simplifies the process.

Especially opening a Thailand bank account.

@Rini ********

Yes it is.

Non o 90.

Deposit money.

Retirement extension after 60 days.

Must have money in the bank. 800k

400k married.

Depending on your funds situation is the key to the agent method or not.

If you have funds just get the 90 days from Australia and do the rest in Thailand.

Much simpler and less expensive than buying a non 0 in Thailand.

@Mma ******

It does work.

The bank issue was mainly due to Bangkok bank getting caught for millions of baht.

Read the story from May 2025.

Any commercial bank is acceptable.

Its been a push by some agencies to use BB.

And charge a fee for opening the account in the guise of an insurance payment.

I deal directly with immigration.

Several I.O. do it.

No agent required.

So how can it be wrong?

Stamps, receipts, bank letters, bank books updated.

@Mma ******

Use agent or immigration direct method and leave the 800k in your own country banking account.

Will gain you about 19 000 baht interest above the agent fee cost.

@Nigel ******

Others in hua hin do the retirement extension for 17,000. Place 800k for you.

Just get a re-entry stamp as required.

@Pete ******

And if you get the 90 day non 0 prior to arrival there's several options to add a one year retirement extension.

(Insurance is not mandatory, and your own choice)

METV

Will require an exit every 60 days and re-entry.

Cambodia border crossing is still restricted.

Just keep it in mind.

Kbank has been great for me

The staff wave when I go in.

Practice thier English language skills.

Was a great choice 10 years ago

Actually got the account on a tourist visa back then