@Greg ********

your opinion only. I wouldn't throw away 3k for information available on Google and believe me I have plenty. I just saw a,video on fb....founder and owner of Ikea was worth 58 billion dollars. Died age 91. Used to take salt n pepper packs from restos and always got his hair cut in developing countries. Never ever flew business class and drove a 15 yr old Volvo. On your reckoning he couldn't afford to live in Thailand. That's because you think it's virtuous to pay money in return for fresh air. Other more careful people also have an opinion ok. We the careful wealthy people disagree with your bullshit condescending attitude towards thrift.

@Tracy ********

retiree visa is 25k for first 15 months. Each year after its

@Greg ********

he simply wants to know what his visa options are. Why should he pay $80 to be given the options even before he gets to the fees and charges for the visa. It's a bit condescending to talk down to people who are a bit careful when approaching unknown agents. I guess you're constantly giving big money to strangers in return for nothing?

THE ANSWER IS COME TO THAILAND GET 60 DAYS FREE THEN EXTEND ANOTHER 30 DAYS FOR 1900 BAHT at IMMIGRATION OFFICE. NO AGENT NEEDED AND DEFINITELY DON'T INSULT MEMBERS SEEKING INFORMATION

@John ********

you're welcome John

@Sam ****

visa and mastercard rates...interbank exchange rates ...close to live xe or oanda.com rates. Not shark rates.

@Larry ******

the subject of the Post (as you seem to have forgotten) is obtaining Baht without using a foreign bank card in an ATM. Maybe ADHD right?

@Ron *********

I've done it 100 times in philippines and exchange rate beat all the money changers and mirrored xe and oanda.com

@Iain ********

10 or 20 baht is nominal. 220 baht in a country where that's can be daily wage for many is clearly discriminatory.

@John ********

your understanding is correct. I also use uk cash but for long or ongoing stays that becomes unrealistic. Other low cost option is use of xe app. Can select "cash pick up" method and collect baht converted from GBP debited from uk bank and go collect from Siam Commercial Bank. Bigger amounts than ATM and cost is 100 baht.

@John ********

i have a nationwide account too but I avoid using it cos Nationwide are not cheap with foreign currency transactions. The "non sterling transaction " fee is Nationwide's mark-up. I drag cash from Nationwide to Starling. Use Starling for foreign transactions free of charge. Very easy on app too. Nationwide will add fees if you paid your hotel in Baht. Starling is free. Use Starling is my advice. Then find a thai bank who provide cash advance without applying ATM fees. Cash advance is not a machine. (Automated telling machine ) . In the past cash advance was free. Certainly I had free cash advances on my barclaycard for three years in philippines.