Thanks for the notes. Best of luck in solving. Please update if you do manage to find a solution.
What about using Xe or Revolut for low cost transfers/fx? What intermediary do they use? Annoying to have to open an additional money transfer account I know but this maybe a solution long term?
social media dets (ie copy your profiles’ urls) have been requested for many years for ESTAs. You could state ‘no social media’ at one time I believe. However that would be a false statement in itself for 99% of applicants under 90 years old