Be careful. Some IO will check your bank book to see if you met the criteria for the year prior. My advice to break your agent contract, get a new bank account and start to build up your 65k a month income or your 0thb. Good luck Mon Ami. ⚓

Don't think so m8. Good luck tho'👍

Cheers. Appreciated 🍻

Tks. Where did you go Bill?

I'm in urgent need of left knee replacement. How much is the average cost and is the aftercare good? Thankyou in advance.

Use an agent my friend. Simple and hassle free. Keep your wedge in your high interest account at home. No probs with good reputable agents. Make sure you have a trusted UK address for obvious financial reasons. Good luck.

@Rene *******

I know that now lol.

thb

Use an agent. Its not a straightforward process when you do it for the first time. I'm by no means unintelligent but I found it quite daunting. Agent took all the stress away and it was all done in one day. 3 month extension, 12 month extension, 15 months in all, bank account opened, ATM card, still using today and agent supplied the 0thb. A stress free pleasant day. Good luck in whichever rote you choose.

What a pleb lol