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Can I transfer 800,000 baht from my Thai retirement visa bank account to Belgium if I leave Thailand permanently?
Retirement VisaMoney TransferBanking in ThailandRepatriation of FundsInternational Money TransfersThai Bank ProceduresExpat Financial AdviceCurrency Exchange
Aug 9, 2025
9 months ago
Marc ****
ORIGINAL POSTERIf you have a retirement visa and 800,000 baht in a Thai bank account and decide to leave Thailand permanently, can I easily transfer that 800,000 baht back to my bank account in Belgium? I've heard it's not easy. Does anyone have experience with this?
TLDR : Answer Summary
The discussion revolves around the ease of transferring 800,000 baht from a Thai bank account back to Belgium upon leaving Thailand permanently on a retirement visa. Key points include the need for proof of the source of funds, the possibility of using DEEMONEY for transfers (limited to 500,000 THB per transaction), and the option for direct SWIFT transfers. Participants also suggest alternatives such as withdrawing cash or using money changers, highlighting that navigating banking options can be complex.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Beverly **********
Is there a reason for leaving Thailand?
Mark ***********
Kasikorn bank do international transfer
Ossie *********
Yes you have to do it thru you thai bank which doesn’t give you the best rate
Graham *****
Cannot transfer to wise
Early post have got good advice
Early post have got good advice
Joe **********
Yes, if you have an account with Bangkok Bank, go to your branch and request access to use Western Union through Bangkok Bank mobile app. As a backup, you can also go to Central shopping center and sign up Western Union there. You will need to be able to have SMS sent to your phone to use Central's Western Union account.
Jeff *************
Can you just go in and close the account and get cash to leave?
Henrik *****
In today’s world where money needs to be traceable, it would be easiest i the money is going back to the same account they were transferred from, to Thailand.
Joe ******
Just go bank draw the cash out
Mark ********
Probably easier and more economical to just start using the money and let it run down itself to a more manageable amount to transfer
Richard ********
@Mark *******
800k can be sent without any issue from the BBL app.Mark ********
@Richard *******
There's other ways to offload 800k baht. Bank transfer costs a fee plus poor exchange rate. If I had 800k baht to get rid of I'd start spending it, and doing private exchanges amongst other expatsNongnuch ********
@Richard *******
I doubt that. For an inner-Thailand transfer, with a business/commercial account, YES. But not a foreign SWIFT transfer and definitely not from a private savings accountReply to
Nongnuch ********
Reply
Michael ********
You could do a Swift transfer back to your bank in Belgium
Colin ********
Transfer to wise in Thb
Richard ********
Utter drivel.
This has never been possible.
This has never been possible.
Colin ********
@Richard *******
no, I've done it many times. You can have, a THB account on wiseGreg ***********
@Colin *******
wrong, while you can set the currency deposit in your WISE account to Thai Baht, or $U.S. or Euro or Swiss Francs, it doesn't make your WISE account a "Thai Bank Account" 😂😂😂😂😂 you are very funnyReply to
Greg ***********
Reply
Laurie ******
Why don't you just draw it out, & exchange it
Andrew ********
Use wise. Don't know why people keep saying you can't use wise. They charge 1% fee. Very easy to do in any currency. Good luck.
Kerry *********
@Andrew *******
I don't see an option in Wise to transfer THB from a Thai bank account, though maybe you could draw it from a Thai debit card.Andrew ********
@Kerry ********
you set the currency accounts up. Dollar, baht, GBP etc. You then buy/convert GBP from your baht account. Go to your GBP account and then transfer it to whichever bank account(s) you have setup with Wise. I have multiple bank accounts and multiple currency accounts. Very easy to do.Kerry *********
@Andrew *******
after creating a Baht account on Wise, when I try to add Baht to the account the menu shown below comes up. One of the options that you need to select is what currency to pay in (to use to fund the account) and THB is not one of the choices. It seems like Wise will only allow you to fund THB account by exchanging from another currency.Kerry *********
@Andrew *******
OK,but how do you transfer money from a Thai bank account to that Baht account on Wise?Massimo *******
@Kerry ********
I confirm. @Andrew *******
, all clear now?Reply to
Massimo *******
Reply
Robert **********
I lost track of the OP country, but I would not take large amount of cash to the United States. They can take it under civil forfeiture , claim you are a drug dealer or or money launderer and you are unlikely to get it back. Many stories about this. 
Kerry *********
@Robert *********
maybe that would be a risk if you were carrying a briefcase full of cash when entering the country but there's no risk in a US citizen wiring money into an established account in the US.Robert **********
@Kerry ********
I meant if you carry physical banknotes.Reply to
Robert **********
Reply
Greg ***********
@Robert *********
not if you declare it upon entry, and have some proof the money was used in a Thai bank account for the applications to Extensions of Stay in Thailand. Absolutely no problemReply to
Greg ***********
Reply
Joann ********************
I can transfer using at the bank using a wire to my bank in the states
Todd *********
@Joann *******************
you can. But you will not enjoy the cost or the exchange rate at allReply to
Todd *********
Reply
Alexander *******
Just send by xe or wise easy and cheap is only 21k euro so 2 lots
Greg ***********
@Alexander ******
you cannot use WISE for money transfers out of ThailandReply to
Greg ***********
Reply
Steve *********
I personally don't see why you can't. If you can transfer the money from your home country, you should be able to close out the account and transfer back home.
Paul ********
@Steve ********
this athailand. Logic doesnt playFrank *********
@Steve ********
i believe he is asking for facts from personal experience, not for an opinionTrav **********
@Frank ********
My thoughts exactly. Unfortunately most answers on Facebook are options and not facts.Reply to
Trav **********
Reply
Laurie ******
@Steve ********
I transfer my money from NZ account every month, in to Bangkok BankRichard ********
@Laurie *****
Utterly irrelevant.Reply to
Richard ********
Reply
Philip *******
@Steve ********
Well said what do they expect you to do leave it and leave the country.Todd *********
@Philip ******
it’s nice to want, but still very difficult or expensive to do.Reply to
Todd *********
Reply
Greg ***********
@Steve ********
😅 never forget: TiT - this is Thailand, a land where water can flow uphillReply to
Greg ***********
Reply
Nongnuch ********
Marc MQ you can use DEEMONEY for that but you will have to visit your bank branch, because your banking App doesn't allow moving of such a high amount like 800,000 THB. DEEMONEY has a limit of 500,000 THB for a single transfer, so you will have to send 800,000 THB in two transfers
Narong *******
You can I done it I had a condo I sold it and 800k in a bank account I transfered all the proceed . I used DEEMONEY excellent service and easy
Max *************
@Narong ******
Even easier doing it at your own Thai banks branch via a bank to bank swift transfer.Reply to
Max *************
Reply
Graham *****
Good question this
Graham *****
What we saying transfer back to wise will it be thai or £
Nongnuch ********
@Graham ****
WISE transfers only work the other way around, i.e. transfer from abroad into Thailand. You cannot use WISE to transfer money out of ThailandGraham *****
So Farang got
How does he get money
If he can't use wise
*****
0 bht in thai bank he finish in Thailand he can't use wiseHow does he get money
If he can't use wise
Max *************
@Graham ****
He can repatriate the money via his bank.Nongnuch ********
@Graham ****
you can also make a direct foreign SWIFT transfer from your Thai bank to your British bank. If the Thai bank doesn't have any objections, they will and can do it. Requirement is that they are able to see in your banking history, that all the money had been sent to your Thai bank account from abroadGraham *****
@Nongnuch *******
wow so much good information Think a lot of Farang will be happy with this
Thank you
Nongnuch ********
@Graham ****
there is another option. You take the 800,000 THB out in cash Thai Baht. Then visit Superrich or SiamExchange in Bangkok or any reliable money changer and order from them GPB equivalent to 800,000 THB. You can take out unlimited foreign currency out of Thailand. Amounts over 15,000 USD must be declared at Thai Customs. You are NOT allowed to take more than 50,000 Thai Baht out of Thailand - beware! Third alternative: ask your Thai bank to exchange into GBP, and take the GBP out of Thailand in cashMax *************
@Nongnuch *******
Why doing it so complicated? If you really need to repatriate for example 800k baht from Bangkok Bank, you can simply go to your branch and get it done.Nongnuch ********
@Max ************
written 9 hours ago: you can also make a direct foreign SWIFT transfer from your Thai bank to your British bank. If the Thai bank doesn't have any objections, they will and can do it. Requirement is that they are able to see in your banking history, that all the money had been sent to your Thai bank account from abroad. Some banks downright refuse it if you can't show a work permit. It can be as easy as opening a new bank account: Sometimes it is not as easy as you would thinkNongnuch ********
@Graham ****
the maximum amount you can send with DEEMONEY is 500,000 THB. You need to do this over the counter of your Thai bank, as the App won't allow it. In order to transfer 800,000 THB back to your British bank account, you need to do two transfers.Reply to
Nongnuch ********
Reply
Graham *****
@Nongnuch *******
thank you thought thatNongnuch ********
@Graham ****
you can use DEEMONEY for that but you will have to visit your bank branch, because your banking App doesn't allow moving of such a high amount like 800,000 THBReply to
Nongnuch ********
Reply
Dana *******
I am about to try to do the same, just waiting a little bit till the exchange rate becomes a bit better again. It seems that doing it via Wise is the best (Bangkok Bank - > Wise -> My Swiss Bank), as they have the lowest fees (?) and the best exchange rate (?)... To be seen....
Wannikea *********
@Dana ******
Wise doesn't do outbound transfers from Thailand. Use DeeMoney, SmartSwift, or a swift bank transferMax *************
@Wannikea ********
Bank to bank swift transfers are possible via for example Bangkok Banks mobile banking. But I guess there's a transfer limit and the bank wants you to go the branch.Reply to
Max *************
Reply
Ludwig ***********
@Dana ******
Wise cannot transfer money out of Thailand. But you can use Dee Money.Robert **********
@Dana ******
you cannot use wise to send money out of ThailandNongnuch ********
@Dana ******
WISE transfers only work the other way around, i.e. transfer from abroad into Thailand. You cannot use WISE to transfer money out of ThailandMax *************
@Dana ******
I'm not 100% sure but doing it via Wise might not work. You can do swift bank to bank transfers via Bangkok Banks mobile app. I'm not sure if there's a transfer limit.Dana *******
Nongnuch ********
@Dana ******
you can use DEEMONEY for that but you will have to visit your bank branch, because your banking App doesn't allow moving of such a high amount like 800,000 THBRichard ********
Greg ***********
@Richard *******
🤣🤣🤣🤣 you are invited to try it for a foreign transfer and find out it doesn't work !Nongnuch ********
@Dana ******
you can use DEEMONEY for sending money from Thailand to anywhere in the World *************************
Max *************
@Dana ******
Moving large amounts out of Thailand can sometimes be a bit tricky even if it's officially accepted.Reply to
Max *************
Reply
Max *************
Yes,it's called repatriation of money when it's done at a thai bank.
Brandon ************
As long as the bank can see where the money originally came from, and if that was from outside of Thailand, it should be fine.
Anton **************
@Brandon ***********
I wouldn’t be so sure. A few years ago I wanted to wire like a hundred baht abroad to activate a dormant account and Kasikorn asked for a bunch of documents 😂 so I didn’t bother Maybe that was just bad luck or something like that. Haven’t tried after that
Reply to
Anton **************
Reply
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