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Can I transfer 800,000 baht from my Thai retirement visa bank account to Belgium if I leave Thailand permanently?

Retirement VisaMoney TransferBanking in ThailandRepatriation of FundsInternational Money TransfersThai Bank ProceduresExpat Financial AdviceCurrency Exchange
Aug 9, 2025
2 days ago
Marc ****
ORIGINAL POSTER
If you have a retirement visa and 800,000 baht in a Thai bank account and decide to leave Thailand permanently, can I easily transfer that 800,000 baht back to my bank account in Belgium? I've heard it's not easy. Does anyone have experience with this?
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TLDR : Answer Summary
The discussion revolves around the ease of transferring 800,000 baht from a Thai bank account back to Belgium upon leaving Thailand permanently on a retirement visa. Key points include the need for proof of the source of funds, the possibility of using DEEMONEY for transfers (limited to 500,000 THB per transaction), and the option for direct SWIFT transfers. Participants also suggest alternatives such as withdrawing cash or using money changers, highlighting that navigating banking options can be complex.
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Beverly **********
Is there a reason for leaving Thailand?
6 hours ago
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Mark ***********
Kasikorn bank do international transfer
7 hours ago
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Ossie *********
Yes you have to do it thru you thai bank which doesn’t give you the best rate
9 hours ago
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Graham *****
Cannot transfer to wise

Early post have got good advice
10 hours ago
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Joe **********
Yes, if you have an account with Bangkok Bank, go to your branch and request access to use Western Union through Bangkok Bank mobile app. As a backup, you can also go to Central shopping center and sign up Western Union there. You will need to be able to have SMS sent to your phone to use Central's Western Union account.
18 hours ago
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Jeff *************
Can you just go in and close the account and get cash to leave?
a day ago
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Henrik *****
In today’s world where money needs to be traceable, it would be easiest i the money is going back to the same account they were transferred from, to Thailand.
a day ago
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Joe ******
Just go bank draw the cash out
2 days ago
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Mark ********
Probably easier and more economical to just start using the money and let it run down itself to a more manageable amount to transfer
2 days ago
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Richard ********
@Mark *******
 800k can be sent without any issue from the BBL app.
2 days ago
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Mark ********
@Richard *******
 There's other ways to offload 800k baht. Bank transfer costs a fee plus poor exchange rate. If I had 800k baht to get rid of I'd start spending it, and doing private exchanges amongst other expats
a day ago
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Nongnuch ********
@Richard *******
 I doubt that. For an inner-Thailand transfer, with a business/commercial account, YES. But not a foreign SWIFT transfer and definitely not from a private savings account
a day ago
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Nongnuch ********
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Michael ********
You could do a Swift transfer back to your bank in Belgium
2 days ago
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Colin ********
Transfer to wise in Thb
2 days ago
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Richard ********
Utter drivel.

This has never been possible.
2 days ago
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Colin ********
@Richard *******
 no, I've done it many times. You can have, a THB account on wise
2 days ago
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Greg ***********
@Colin *******
 wrong, while you can set the currency deposit in your WISE account to Thai Baht, or $U.S. or Euro or Swiss Francs, it doesn't make your WISE account a "Thai Bank Account" 😂😂😂😂😂 you are very funny
a day ago
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Greg ***********
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Laurie ******
Why don't you just draw it out, & exchange it
2 days ago
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Andrew ********
Use wise. Don't know why people keep saying you can't use wise. They charge 1% fee. Very easy to do in any currency. Good luck.
2 days ago
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Kerry *********
@Andrew *******
 I don't see an option in Wise to transfer THB from a Thai bank account, though maybe you could draw it from a Thai debit card.
2 days ago
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Andrew ********
@Kerry ********
 you set the currency accounts up. Dollar, baht, GBP etc. You then buy/convert GBP from your baht account. Go to your GBP account and then transfer it to whichever bank account(s) you have setup with Wise. I have multiple bank accounts and multiple currency accounts. Very easy to do.
2 days ago
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Kerry *********
@Andrew *******
 after creating a Baht account on Wise, when I try to add Baht to the account the menu shown below comes up. One of the options that you need to select is what currency to pay in (to use to fund the account) and THB is not one of the choices. It seems like Wise will only allow you to fund THB account by exchanging from another currency.
2 days ago
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Kerry *********
@Andrew *******
 OK,but how do you transfer money from a Thai bank account to that Baht account on Wise?
2 days ago
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Massimo *******
@Kerry ********
 I confirm.
@Andrew *******
, all clear now?
2 days ago
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Massimo *******
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Robert **********
I lost track of the OP country, but I would not take large amount of cash to the United States. They can take it under civil forfeiture , claim you are a drug dealer or or money launderer and you are unlikely to get it back. Many stories about this. 
2 days ago
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Kerry *********
@Robert *********
 maybe that would be a risk if you were carrying a briefcase full of cash when entering the country but there's no risk in a US citizen wiring money into an established account in the US.
2 days ago
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Robert **********
@Kerry ********
 I meant if you carry physical banknotes.
18 hours ago
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Robert **********
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Greg ***********
@Robert *********
 not if you declare it upon entry, and have some proof the money was used in a Thai bank account for the applications to Extensions of Stay in Thailand. Absolutely no problem
2 days ago
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Greg ***********
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Joann ********************
I can transfer using at the bank using a wire to my bank in the states
2 days ago
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Todd *********
@Joann *******************
 you can. But you will not enjoy the cost or the exchange rate at all
2 days ago
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Todd *********
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Alexander *******
Just send by xe or wise easy and cheap is only 21k euro so 2 lots
2 days ago
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Greg ***********
@Alexander ******
 you cannot use WISE for money transfers out of Thailand
2 days ago
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Greg ***********
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Steve *********
I personally don't see why you can't. If you can transfer the money from your home country, you should be able to close out the account and transfer back home.
2 days ago
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Paul ********
@Steve ********
 this athailand. Logic doesnt play
19 hours ago
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Frank *********
@Steve ********
 i believe he is asking for facts from personal experience, not for an opinion
2 days ago
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Trav **********
@Frank ********
 My thoughts exactly. Unfortunately most answers on Facebook are options and not facts.
21 hours ago
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Trav **********
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Laurie ******
@Steve ********
 I transfer my money from NZ account every month, in to Bangkok Bank
2 days ago
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Richard ********
@Laurie *****
 Utterly irrelevant.
2 days ago
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Richard ********
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Philip *******
@Steve ********
 Well said what do they expect you to do leave it and leave the country.
2 days ago
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Todd *********
@Philip ******
 it’s nice to want, but still very difficult or expensive to do.
2 days ago
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Todd *********
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Greg ***********
@Steve ********
 😅 never forget: TiT - this is Thailand, a land where water can flow uphill
2 days ago
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Greg ***********
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Nongnuch ********
Marc MQ you can use DEEMONEY for that but you will have to visit your bank branch, because your banking App doesn't allow moving of such a high amount like 800,000 THB. DEEMONEY has a limit of 500,000 THB for a single transfer, so you will have to send 800,000 THB in two transfers
2 days ago
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Narong *******
You can I done it I had a condo I sold it and 800k in a bank account I transfered all the proceed . I used DEEMONEY excellent service and easy
2 days ago
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Max *************
@Narong ******
 Even easier doing it at your own Thai banks branch via a bank to bank swift transfer.
2 days ago
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Max *************
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Graham *****
Good question this
2 days ago
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Graham *****
What we saying transfer back to wise will it be thai or £
2 days ago
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Nongnuch ********
@Graham ****
 WISE transfers only work the other way around, i.e. transfer from abroad into Thailand. You cannot use WISE to transfer money out of Thailand
2 days ago
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Graham *****
So Farang got
*****
0 bht in thai bank he finish in Thailand he can't use wise

How does he get money

If he can't use wise
2 days ago
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Max *************
@Graham ****
 He can repatriate the money via his bank.
2 days ago
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Nongnuch ********
@Graham ****
 you can also make a direct foreign SWIFT transfer from your Thai bank to your British bank. If the Thai bank doesn't have any objections, they will and can do it. Requirement is that they are able to see in your banking history, that all the money had been sent to your Thai bank account from abroad
2 days ago
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Graham *****
@Nongnuch *******
 wow so much good information

Think a lot of Farang will be happy with this

Thank you
2 days ago
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Nongnuch ********
@Graham ****
 there is another option. You take the 800,000 THB out in cash Thai Baht. Then visit Superrich or SiamExchange in Bangkok or any reliable money changer and order from them GPB equivalent to 800,000 THB. You can take out unlimited foreign currency out of Thailand. Amounts over 15,000 USD must be declared at Thai Customs. You are NOT allowed to take more than 50,000 Thai Baht out of Thailand - beware! Third alternative: ask your Thai bank to exchange into GBP, and take the GBP out of Thailand in cash
2 days ago
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Max *************
@Nongnuch *******
 Why doing it so complicated? If you really need to repatriate for example 800k baht from Bangkok Bank, you can simply go to your branch and get it done.
2 days ago
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Nongnuch ********
@Max ************
 written 9 hours ago: you can also make a direct foreign SWIFT transfer from your Thai bank to your British bank. If the Thai bank doesn't have any objections, they will and can do it. Requirement is that they are able to see in your banking history, that all the money had been sent to your Thai bank account from abroad. Some banks downright refuse it if you can't show a work permit. It can be as easy as opening a new bank account: Sometimes it is not as easy as you would think
2 days ago
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Nongnuch ********
@Graham ****
 the maximum amount you can send with DEEMONEY is 500,000 THB. You need to do this over the counter of your Thai bank, as the App won't allow it. In order to transfer 800,000 THB back to your British bank account, you need to do two transfers.
2 days ago
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Nongnuch ********
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Graham *****
@Nongnuch *******
 thank you thought that
2 days ago
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Nongnuch ********
@Graham ****
 you can use DEEMONEY for that but you will have to visit your bank branch, because your banking App doesn't allow moving of such a high amount like 800,000 THB
2 days ago
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Nongnuch ********
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Dana *******
I am about to try to do the same, just waiting a little bit till the exchange rate becomes a bit better again. It seems that doing it via Wise is the best (Bangkok Bank - > Wise -> My Swiss Bank), as they have the lowest fees (?) and the best exchange rate (?)... To be seen....
2 days ago
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Wannikea *********
@Dana ******
 Wise doesn't do outbound transfers from Thailand. Use DeeMoney, SmartSwift, or a swift bank transfer
2 days ago
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Max *************
@Wannikea ********
 Bank to bank swift transfers are possible via for example Bangkok Banks mobile banking. But I guess there's a transfer limit and the bank wants you to go the branch.
2 days ago
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Max *************
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Ludwig ***********
@Dana ******
 Wise cannot transfer money out of Thailand. But you can use Dee Money.
2 days ago
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Robert **********
@Dana ******
 you cannot use wise to send money out of Thailand
2 days ago
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Nongnuch ********
@Dana ******
 WISE transfers only work the other way around, i.e. transfer from abroad into Thailand. You cannot use WISE to transfer money out of Thailand
2 days ago
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Max *************
@Dana ******
 I'm not 100% sure but doing it via Wise might not work. You can do swift bank to bank transfers via Bangkok Banks mobile app. I'm not sure if there's a transfer limit.
2 days ago
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Dana *******
@Max ************
 OK
2 days ago
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Nongnuch ********
@Dana ******
 you can use DEEMONEY for that but you will have to visit your bank branch, because your banking App doesn't allow moving of such a high amount like 800,000 THB
2 days ago
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Richard ********
@Nongnuch *******
 Drivel.

BBL app can transfer up to 2 million baht.
2 days ago
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Greg ***********
@Richard *******
 🤣🤣🤣🤣 you are invited to try it for a foreign transfer and find out it doesn't work !
a day ago
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Nongnuch ********
@Dana ******
 you can use DEEMONEY for sending money from Thailand to anywhere in the World
*************************
2 days ago
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Max *************
@Dana ******
 Moving large amounts out of Thailand can sometimes be a bit tricky even if it's officially accepted.
2 days ago
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Reply to
Max *************
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Max *************
Yes,it's called repatriation of money when it's done at a thai bank.
2 days ago
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Brandon ************
As long as the bank can see where the money originally came from, and if that was from outside of Thailand, it should be fine.
2 days ago
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Anton **************
@Brandon ***********
 I wouldn’t be so sure. A few years ago I wanted to wire like a hundred baht abroad to activate a dormant account and Kasikorn asked for a bunch of documents 😂 so I didn’t bother

Maybe that was just bad luck or something like that. Haven’t tried after that
17 hours ago
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Anton **************
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