Do I need separate Thai bank accounts for visa purposes if I have a joint account with my defacto spouse?

The conversation provides insights on whether a joint bank account is appropriate for expatriates in Thailand, particularly for visa purposes. It emphasizes that Thailand does not recognize defacto partnerships, meaning both individuals would be regarded as single for legal purposes, which complicates the use of joint accounts. Several comments recommend having separate accounts to ensure compliance with immigration requirements, particularly for retirement visas, as funds must be demonstrably in individual accounts. There are concerns raised about accessibility and the potential for issues when changes are needed on joint accounts.