I too, was unable to open a bank account while there and refused to pay an agent. I have a retirement income of more than ฿65,000.
I returned to the US in December. Before leaving Thailand, I had my 'Medical Exam' completed at a hospital in Ubon. Went online and paid 10,000 baht for a medical insurance policy and $20USD to the State of Alaska for my background check.
Once back in the US submitted everything required online for a multi-entry OA Visa (12 mo) to the Thai embassy in LA (Alaska resident) along with $200 US for the application. Visa approved in 10 business days...
I just paid ฿10,600 for a bare-bones minimum policy through CheckDi. I'm 67, and in excellent health with no pre-existing conditions. I'm doing this for the O-A visa.
Thank you for your reply. I have to return to the US soon anyway. I think I'll just go through the application process there. The Thai Immigration website states "or overseas Embassy or Councilate" but no official here is willing to confirm that...
Also yes, I just made my Lao border run on the 24th. My 30 day extension was valid until the 28th, but my new 30 day stamp began on the 24th and is valid until March 24th. No questions asked, easy.