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What are the current withdrawal limits for foreigners at Kasikorn Bank in Thailand?

Jun 24, 2025
3 days ago
Lim ***********
ORIGINAL POSTER
My friend has a Retirement visa. Got her certificate of residency at Udon Thani immigration. Her primary account is BBL in BKK. So she opened a second bank account in Kasikorn bank in UTH as she's staying in UTH long term.

Surprised that Kbank said as a foreigner, her daily withdrawal limit for apps transfer, ATM withdrawal, cardless withdrawal is THB 50,000. QR code payment limit is THB 5,000. They only told her this limit after they set up her account.

Bank said this is the latest rule for Foreigner.

I find this extremely difficult to operate. For any payments that's larger amount than THB 50,000, she needs to go to the bank, stand in line to do a transfer to third party payee.

Kasikorn bank used to have a transaction limit of 5 million per day for K+ app.

I understand that they are cracking down on scammers etc, but a limit of THB 50,000 is ridiculous!

Told my friend to continue to use her BBL instead to make payments to suppliers. (she's building a house).

I hope Kbank's new rule for foreigner doesn't affect older customers prior to the change. πŸ™πŸ™πŸ™
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TLDR : Answer Summary
A user discusses the recent changes in withdrawal limits for foreigners at Kasikorn Bank, stating that their friend, who has a Retirement visa, found the new daily limits to be restrictive (THB 50,000 for transfers and withdrawals, THB 5,000 for QR payments). Others join in sharing their experiences with banking limits, with some expressing frustration over seemingly discriminatory treatment towards foreigners. There are suggestions for alternate payment methods and remarks on the banking situation in comparison to other countries, indicating a growing discontent among expats regarding these new regulations.
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Sue **********
If you want to change it, then just go to your bank and get the face scan done, it takes a few minutes, I just did it yesterday and then no more limitation on your app.

KBank sent this new message to all their customers by mail too. And it appears in the K+ App as well.
Terry ***********
This may be true, for my own convenience and peace of mind I will continue to have a Wise account as a backup
Mark ********
I’m still able to get 1 million limit a day with Krungsri bank. I’ve had the account for six years.

When building our house I paid for everything with a credit card and transferred from Wise to my wife’s account for the labor costs. She paid them cash as we went.
Mel ******
i am able to change the amount in my Bangkok Bank app. Hoping it stays that way. Luckily my landlord has (transfer)wise account, so I am able to pay him via that from my (transfer)wise account with funds from my USA bank or my singapore bank account. If your large payment is for rent, maybe this method will help you.
Greg ***********
it is totally normal, even in my home country the daily withdrawal limit of many banks is similar!
Mike ******
Continued proof that racist Thailand is actively discouraging foreigners and driving them to a less complicated country like Vietnam.
Richard ********
Applies to all customers, not just foreigners from what I was told at my branch. The teller even showed me on thier personal mobile app the very same limits applied to him.
Lim ***********
ORIGINAL POSTER
@Richard *******
the bank officer yesterday told us "Thai no limit, farang limit 50K"...πŸ™„
Joe *****
It's simple..vote with your feet and move somewhere else or bend over. Go home or live with the rules here:( That's our only choice. Most foreigners moving to Cambodia and Vietnam now..and Thailand no.longer no. 1 to visit. U think she has problems now..wait till she's built the house and realizes that the land kease is no longer 99 years but 30 and that after those 30 years her family will inherit nothing and of she lives longer than that they can simply refuse to extend her lease making her property worthless...welcome to Thailand
True ********
Sue **********
@True *******
Yes exactly, I did this face scan at my branch yesterday, was easy.
True ********
@Sue *********
me too. They issue a new passbook when you do it.
Sue **********
@True *******
πŸ‘
Ken *********
I have a per transaction transfer limit of 50K. The easiest way to transfer larger sums is to break it into amounts smaller than 50K (ie to transfer 80 K, do 2 transfers of 40K). Not a perfect solution but much easier than going into the bank and getting temporary approval (only good for 60 minutes) to transfer more than 50K in a single transaction.
Stephen *********
Over Β£1000 per day that’s more than my daily limit in the UK for ATM transactions
Gustavo *********
@Stephen ********
I set up mine in 400 Β£
Garrett ***********
I guess foreigners don't need to pay rent...
Graham *********
What do you need so much per day ??
Colin **********
@Graham ********
read the post
Av **********
@Graham ********
some people spend 150,000 on a shirt. 1 million on a purse.....there are plenty of wealthy folks here
Colin **********
The daily limit on my kbank was 100kthb, but i could adjust it to 200kthb. The 50kthb per transaction is set due to new financial regulations. My "scan" limit is 5kthb and I could not adjust it.
Lim ***********
ORIGINAL POSTER
Just curious, when did you open your Kbank account?

Now the new daily limit is 50K. Cannot adjust.

I opened my Kbank three years ago and the daily limit was 5 million.
Colin **********
@Lim **********
10 years or more. Did you check if you could adjust the daily limit on you app? I just tried on my app and it let me set it too 2mthb, but Ive just thought I have a credit card with a 600kthb limit, maybe that affects the limit somehow. The credit card was with CITI bank and they transfered the card to Kbank. Ive just checked and credit has been reduced inline with my increasing account transfers, so the overall you must have a credit limit, probably with a call to Kbank customer service.
Lim ***********
ORIGINAL POSTER
My savings account was opened 3 years ago so my daily transaction limit of 5 Mil is unchanged. (for now πŸ™)

Only my friend's new account, there's no way to adjust higher than 50K daily transaction limit. πŸ˜…
Colin **********
@Lim **********
In regards to the transaction limit on a KBank bank savings account. I've just spoken the KBank they confirm the single transaction limit is 50kthb with the total daily limit also 50kthb. He said there is a project at the bank to apply face recognition to the account at which time they will allow higher amounts.

Also if you have a debit card on your account you can make purchases up to 500kthb depending on your credit with the bank, so can make purchases at shops and the like. This seems high to me but I asked him twice. Cash from a ATM is 30kthb a limit of the cash machine. He also said you could make transfers on the card up to 1m. Really?
Lim ***********
ORIGINAL POSTER
@Colin *********
the Kbank Central Plaza officer said everything limit is 50K, which is slightly different from what they tell you. πŸ˜… Thanks for the checking out and letting me know, I will get my friend to go to another Kbank branch to ask again. πŸ™
Colin **********
@Lim **********
i spoke to the kbank call centre so my info is probably as good as it gers. If your buying stuff at least in ikea and homepro and the like you can purchase on a debit card.
Lim ***********
ORIGINAL POSTER
@Colin *********
Thanks! πŸ™πŸ˜Š
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